Montgomery County property record for 432 E Summit St, Souderton, PA 18964
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,431 sqft · built 1965 |
| Lot Size | 0.478 acres (20,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $493,000 (Aug 2026) |
| Tax Bill | $7,594 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00-06964-00-8 |
| Primary APN | 21-00-06964-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,825 sqft (0.478 acres) |
| Lot Dimensions | 208 ft deep x 100 ft wide |
| Garage Area | 384 sqft |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 432 E SUMMIT ST |
|---|---|
| City | SOUDERTON |
| State | PA |
| Zip | 18964-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ASSESSOR BLOCK-UNIT NUMBER 55-18 |
| Legal Block | 55 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | SOUDERTON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 207202 |
Source: Montgomery County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 E SUMMIT ST, SOUDERTON, PA 18964-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| Aug 27, 2026 | Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORPORATION |
| May 26, 2022 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2026 · Amount on Record |
| Deed Sale | Aug 27, 2026 · Amount on Record |
| Prior Sale | May 26, 2022 · Amount on Record |
| Deed Document Number | 202650595 |
| Deed Book / Page | 6449 / 1717 |
| Prior Transfer Date | Apr 10, 2001 |
| Prior Transfer Doc | 0053600881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Aug 27, 2026 |
| Property Address | 432 E SUMMIT ST, SOUDERTON, PA 18964-1343 |
| Document Number | 0000050596 |
| Book / Page | 16292 / 502 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202650596 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | EVANS ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000050596, |
|---|---|
| Date | Aug 27, 2026 |
| Book Page | 16292/502 |
| Instrument | 202650596 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | Aug 27, 2026 |
| Property Address | 432 E SUMMIT ST, SOUDERTON, PA 18964-1343 |
| Document Number | 0000050595 |
| Book / Page | 6449 / 1717 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202650595 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | EVANS ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497,930.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 E SUMMIT ST, SOUDERTON, PA 18964-1343 |
| Document Number | 0000050596, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202650596 |
| Name | FIRST COLONY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Recording Date | May 26, 2022 |
| Property Address | 432 E SUMMIT ST, SOUDERTON, PA 18964-1343 |
| Document Number | 0062840816 |
| Book / Page | 6284 / 816 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022058518 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2024 |
| Title Company | EVANS ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 E SUMMIT ST, SOUDERTON, PA 18964-1343 |
| Document Number | 2022058519 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022058519 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| Municipality | Souderton Borough |
| Unified School District | Souderton Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,594.00 | $147,390 (-) | $147,390 (-) |
| 2025 | $7,594.00 (+14.09%) | $147,390 (-) Land $54,750 Building $92,640 | $147,390 (-) Land $54,750 Building $92,640 |
| 2024 | $6,656.00 | $147,390 (-) Land $54,750 Building $92,640 | |
| 2023 | $6,656.00 (+6.36%) | $147,390 Land $54,750 Building $92,640 | |
| 2022 | $6,258.00 | ||
| 1998 | $147,390 (-) Land $54,750 Building $92,640 | ||
| 1996 | $147,390 Land $54,750 Building $92,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PENN WATER AUTHORITY serves 91,941 people · EPA ID PA1460034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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