432 E State St, Dike, IA 50624 Property Records

Grundy County property record for 432 E State St, Dike, IA 50624

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1920
Lot Size	0.146 acres (6,370 sqft)
Owner	2 Individual Names on File
Last Sale	$146,500 (Sep 2021)
Tax Bill	$2,498 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`881505179026`

Property Details

APN / Parcel Number

Primary APN	`881505179026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Basement Area	884 sqft
Finished Basement	350 sqft
Unfinished Basement	534 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,370 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	432 E STATE ST
City	DIKE
State	IA
Zip	50624-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIKE,5-88-15 COMM 1234.25'E OF SE COR LOT 4,BLK.6 OP, E 49.25', N 130', W 49.25', S 130' IN SE NW
Legal Range	15W
Legal Township	88N
Legal Section	05
Legal Block	6
Legal Lot Number	4
Jurisdiction	GRUNDY IA
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1114
Census Tract	960100

Owner

432 E State St is owned and occupied by two individuals who bought it in September 2021.

Source: Grundy County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	432 E STATE ST, DIKE, IA 50624-9644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
May 13, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Deed Document Number	20212303
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	0020190838
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	432 E STATE ST, DIKE, IA 50624-9644
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220117
Date	Jan 13, 2022
Instrument	2022-0117

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 12, 2047

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Sep 17, 2021
Property Address	432 E STATE ST, DIKE, IA 50624-9644
Document Number	0020212303
Instrument Date	Sep 17, 2021
Instrument	2021-2303
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 E STATE ST, DIKE, IA 50624-9644

Mortgage

Document Number	0020212304
Date	Sep 17, 2021
Instrument	2021-2304

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IA
Recording Date	May 13, 2019
Property Address	432 E STATE ST, DIKE, IA 50624-9644
Document Number	0020190838
Instrument Date	May 9, 2019
Instrument	2019-0838
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E STATE ST, DIKE, IA 50624-9644

Tax Assessment & Valuation

The 2026 property tax bill for 432 E State St was $2,498 with a homeowner's exemption.

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Dike City
Unified School District	Dike-New Hartford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,498.00	$161,500 (-) Land $15,610 Building $145,890	$161,500 (-) Land $15,610 Building $145,890
2025	$2,498.00 (+2.63%) Homeowner's exemption	$161,500 Land $15,610 Building $145,890	$161,500 Land $15,610 Building $145,890
2024	$2,434.00
2023		$148,220 (+23.47%) Land $15,610 Building $132,610	$148,220 Land $15,610 Building $132,610
2022	$2,112.00 Homeowner's exemption	$120,050 Land $14,410 Building $105,640
2021			$120,050 Land $14,410 Building $105,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 E State St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1999)
Most Recent Claim	Jul 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 E State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIKE WATER SUPPLY serves 1,306 people · EPA ID IA3815042
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TC Fiber	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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