432 E Smith St, Milwaukee, WI 53207 Property Records

Milwaukee County property record for 432 E Smith St, Milwaukee, WI 53207 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1906
Square Footage2,139 sqft Living Area
Lot Size2,406 sqft (0.055 acres)
OccupancyOwner Occupied
Last Sale$40,000 (2011)
Tax Bill$6,118.00 (2025)

Property Details

APN / Parcel Number

Primary APN499-1227-100

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,139 sqft Living Area
1st Floor992 sqft 1st Floor
Basement Area987 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Lot Area2,406 sqft (0.055 acres)

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Street Address432 E SMITH ST
CityMILWAUKEE
StateWI
Zip53207-1607
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionURIEL B SMITHS SUBD IN NW 1/4 SEC 9-6-22 BLOCK 2 LOTS 20&21 EXC THAT PART COM AT SE COR SD LOT 21 - TH W 27.81 TH NWLY 46.54 - TH E 17.30 - TH NWLY 16.08 - TH NELY 13.90 TO SWLY LI OF ALLEY - TH SELY 91.70 TO PT OF COM & S 1/2 OF VAC ALLEY ADJ BID #4
Legal SubdivisionURIEL B SMITHS SUBD
Legal Block2
Legal Lot Number20,21
JurisdictionMILWAUKEE WI
Minor Civil DivisionMILWAUKEE
Census Blockgroup1
Census Block1007
Census Tract17900

Owner

Source: Milwaukee County records · APN 499-1227-100

Assessment roll updated August 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 E SMITH ST, MILWAUKEE, WI 53207-1607
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
SUMMIT CU
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU
Apr 01, 2025Deed of Trust, Mortgage · Line of Credit
SUMMIT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2011 · Amount on Record
Deed SaleAug 23, 2011 · Amount on Record
Prior SaleJul 01, 2011 · Amount on Record
Deed Doc Number201110025811
Prior Transfer DateJun 28, 2011
Prior Transfer Doc0010010981
Record RefreshedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address432 E SMITH ST, MILWAUKEE, WI 53207-1607
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011151252
DateAug 16, 2021
Instrument11151252
Lender
NameSUMMIT CU
TypeCredit Union
AddressMADISON, WI 53708
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address432 E SMITH ST, MILWAUKEE, WI 53207-1607
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011151251
DateAug 16, 2021
Instrument11151251
Lender
NameSUMMIT CU
TypeCredit Union
AddressCOTTAGE GROVE, WI 53527
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2041

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address432 E SMITH ST, MILWAUKEE, WI 53207-1607
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011495297
DateApr 01, 2025
Instrument11495297
Lender
NameSUMMIT CU
TypeCredit Union
AddressCOTTAGE GROVE, WI 53527
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 31, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Milwaukee County records · Assessment roll updated August 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityMilwaukee City
Unified School DistrictMilwaukee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,118.00 (+8.44%)$298,300 (+49.9%) Land $69,200 Building $229,100
2024$5,642.00 (+19.08%)
2023$239,100 (+20.15%)
2022$4,738.00$199,000 Land $46,200 Building $152,800$199,000 Land $46,200 Building $152,800

Flood & Wildfire

432 E Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Milwaukee County (55079C), updated October 26, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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