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432 E Rose St, Smithfield, NC 27577 Property Records

Johnston County property record for 432 E Rose St, Smithfield, NC 27577

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,088 sqft · built 2000
Lot Size0.019 acres (871 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Mar 2021)
Tax Bill$1,066 (2023)
Deeds & MortgagesSep 2021 Mortgage
Mar 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN15040017P

Property Details

APN / Parcel Number

Primary APN15040017P
Alternative APN
  • 2000224154

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,088 sqft Living Area
1st Floor Area544 sqft
2nd Floor Area544 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area871 sqft (0.019 acres)
PorchOpen Porch
Porch Area16 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2000224154
Street Address432 E ROSE ST
CitySMITHFIELD
StateNC
Zip27577-4434
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRES
Legal DescriptionLOT 13 COTTONFIELD PLACE 56/113
Legal SubdivisionCOTTON PLACE
Legal Lot Number13
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1038
Census Tract40800

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3400 RED BUCKEYE CT, ZEBULON, NC 27597-8918
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
RFLF 4 LLC
Mar 1, 2021Warranty Deed, Transfer
Sep 9, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 10, 2020Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2021 · Amount on Record
Deed SaleMar 1, 2021 · Amount on Record
Prior SaleSep 9, 2020
Deed Document Number0005855868
Deed Book / Page5855 / 868
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address432 E ROSE ST, SMITHFIELD, NC 27577-4434
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000768795
DateSep 2, 2021
Book Page6038/465
Instrument2021768795
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
AddressCHICAGO, IL 60606
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 1, 2021
Property Address432 E ROSE ST, SMITHFIELD, NC 27577-4434
Document Number0000735689
Book / Page5855 / 868
Instrument DateMar 1, 2021
Instrument2021735689
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address811 BAKER ST, 811, SMITHFIELD, NC 27577-3883

Transferred To (Grantee/Buyer)

NameVerified Name
Address3400 RED BUCKEYE CT, ZEBULON, NC 27597-8918
InvestorPossibly a Property Investor

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJOHNSTON NC
Recording DateSep 9, 2020
Property Address432 E ROSE ST, SMITHFIELD, NC 27577-4434
Document Number0000677528
Book / Page005693 / 000576
Instrument DateSep 3, 2020
Instrument677528
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address811 BAKER ST SMITHFIELD NC 275773883, SMITHFIELD, NC 27577-3883

September 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionJOHNSTON NC
Recording DateSep 10, 2020
Property Address432 E ROSE ST, SMITHFIELD, NC 27577-4434
Document Number0000677840
Book / Page005695 / 000352
Instrument DateSep 3, 2020
Instrument677840
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address811 BAKER ST SMITHFIELD NC 275773883, SMITHFIELD, NC 27577-3883

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,066.00$84,670 Land $22,500 Building $62,170$84,670 Land $22,500 Building $62,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims35 (1995–2026)
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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