Charlevoix County property record for 432 E Main St, Boyne City, MI 49712
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,919 sqft |
| Lot Size | 0.749 acres (32,626 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,703 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-335-135-00 |
| Primary APN | 051-335-135-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,919 sqft Living Area |
| 1st Floor Area | 1,117 sqft |
| Basement Area | 724 sqft |
| Unfinished Basement | 724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 32,626 sqft (0.749 acres) |
|---|---|
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 432 E MAIN ST |
|---|---|
| City | BOYNE CITY |
| State | MI |
| Zip | 49712-1310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF BOYNE CITY PT OF NW 1/4 OF SE 1/4 SEC 35 T33N R6W COM AT NE COR OF LOT 161 BLK X OF NICHOLLS & MORGANS ADD TO S BOYNE |
| Legal Range | 06W |
| Legal Township | 33N |
| Legal Section | 35 |
| Legal Subdivision | MORGANS ADD |
| Legal Block | X |
| Legal Lot Number | 161 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | BOYNE CITY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1300 |
432 E Main St is owned by an individual who acquired it in April 1998.
Source: Charlevoix County records, as of June 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45698 N TURTLEHEAD CT, PLYMOUTH, MI 48170-3652 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 1998 |
| Deed Sale | Apr 10, 1998 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 432 E Main St was $5,703, up 2.3% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Boyne City |
| Unified School District | Boyne City Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,800 (+9.31%) | $483,600 (+9.31%) | |
| 2025 | $5,703.00 (+2.28%) | $221,200 | $442,400 |
| 2024 | $5,576.00 | ||
| 2023 | $160,000 | $320,000 | |
| 2022 | $5,151.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 432 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOYNE CITY serves 3,735 people · EPA ID MI0000800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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