432 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 432 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,061 sqft · built 2005
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Apr 2022)
Tax Bill	$15,459 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249013-0620`

Property Details

APN / Parcel Number

Primary APN	`249013-0620`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	5,061 sqft Living Area
Gross Area	5,933 sqft
1st Floor Area	3,686 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	597 sqft
Deck Area	Deck Area
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/76-84 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 1 LOT 62 OR5538/910 & 5979/314 (Q/C)
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	1
Legal Block	2
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

432 E Kesley Ln is owned and occupied by two individuals who acquired it in June 2024.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	432 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Feb 3, 2006 · Amount on File
Deed Document Number	202239208
Deed Book / Page	5538 / 910
Last Transfer Date	Jun 27, 2024
Transfer Doc	0059790314
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 18, 2022
Property Address	432 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0055380910
Book / Page	5538 / 910
Map Reference	MB 50 PG 76-84
Instrument Date	Apr 13, 2022
Instrument	2022039208
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	NOT AVAILABLE, RIVER CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 E KESLEY LN, 432, JACKSONVILLE, FL 32259-6295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E KESLEY LN, JACKSONVILLE, FL 32259-6295

Mortgage

Document Number	0005538912
Date	Apr 18, 2022
Instrument	5538/912

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 432 E Kesley Ln was $15,459, up 11.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$960,088 (-8.69%) Land $220,000 Building $740,088	$960,088 (-8.69%) Land $220,000 Building $740,088
2025	$15,459.00 (+11.93%) Homeowner's exemption	$1,051,449	$1,051,449 Land $220,000 Building $831,449
2024	$13,811.00 (+1.67%)
2023	$13,584.00 (+57.46%)	$966,726 (+57.93%)	$966,726 (+9.01%) Land $215,000 Building $751,726
2022	$8,627.00 Homeowner's exemption	$612,119	$886,805 Land $179,200 Building $707,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 E Kesley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 E Kesley Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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