432 E Keegan St, Deerfield, MI 49238 Property Records

Lenawee County property record for 432 E Keegan St, Deerfield, MI 49238

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,753 sqft · built 1978
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (May 2017)
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Nov 2019 Refinance May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DE7-305-0762-00`

Property Details

APN / Parcel Number

Primary APN	`DE7-305-0762-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	432 E KEEGAN ST
City	DEERFIELD
State	MI
Zip	49238-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LD BEG 252.45 FT N 86^43'E FROM SW COR LOT 76 RUNN TH N 3^17'W 435.60 FT TH N 86^43'E 100 FT TH S 3^17'E 435.60 FT TH S
Legal Subdivision	ASSESSORS PLAT
Legal Lot Number	76
Jurisdiction	LENAWEE MI
Township / Civil Division	DEERFIELD
Census Block Group	4
Census Block	4008
Census Tract	62100

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 E KEEGAN ST, DEERFIELD, MI 49238-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Jun 1, 1980
Deed Book / Page	2545 / 928
Prior Transfer Date	Jun 10, 2009
Prior Transfer Doc	0023890781
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	432 E KEEGAN ST, DEERFIELD, MI 49238-9735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025890180
Date	Nov 19, 2019
Book Page	2589/180

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	May 23, 2017
Property Address	432 E KEEGAN ST, DEERFIELD, MI 49238-9735
Document Number	0025450928
Book / Page	2545 / 0928
Map Reference	MB 8 PG 12
Instrument Date	May 22, 2017
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 E KEEGAN ST, 432, DEERFIELD, MI 49238-9735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2284 LENAWEE RD, DEERFIELD, MI 49238-9620

Mortgage

Document Number	0025450929
Date	May 23, 2017
Book Page	2545/0929

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lenawee County
County Subdivision	Deerfield Township
Municipality	Deerfield Village
Unified School District	Britton Deerfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,800 (+2.01%)	$223,600 (+2.01%)
2025	$2,260.00 (+3.06%) Homeowner's exemption	$109,600 (+33.99%)	$219,200 (+33.99%)
2024	$2,193.00 (+9.92%)
2023		$81,800	$163,600
2022	$1,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1981–1990)
Most Recent Claim	Feb 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 943 people · EPA ID MI0001770
Water Source	Surface water
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	Ethylene dibromide resolved · Apr 2025 Treatment failure resolved · May 2017 Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber · Cable	4,000 / 4,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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