432 E Gray St, Covington, VA 24426 Property Records

Covington City property record for 432 E Gray St, Covington, VA 24426 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	2,776 sqft Living Area
Lot Size	7,000 sqft (0.16 acres)
Garage	Built-in
Occupancy	Owner Occupied
Tax Bill	$2,632.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-4-6-6`
Alternative APN	`3776`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,776 sqft Living Area
Gross Area	4,754 sqft Gross Area
1st Floor	1,908 sqft 1st Floor
Basement Area	954 sqft Basement
Unfinished Basement	480 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2015
Exterior Material	Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,000 sqft (0.16 acres)
Depth X Width	140 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Built-in Garage

Exterior Amenities

Deck Area	26 sqft Deck
Porch Area	20 sqft Porch
Topography	Rolling Topography
Poultry House	480 sqft Poultry House

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	3776
Street Address	432 E GRAY ST
City	COVINGTON
State	VA
Zip	24426-2111
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ALTAMONT #2 LOT 6 BLK 6
Legal Subdivision	ALTAMONT #2
Legal Block	6
Legal Lot Number	6
Jurisdiction	COVINGTON CITY VA
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2030
Census Tract	60100

Owner

Source: Covington City records · APN 23-4-6-6

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 E GRAY ST, COVINGTON, VA 24426-2111
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Covington City records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Covington City
Unified School District	Alleghany Highlands Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,632.00	$309,700 (-) Land $17,000 Building $292,700	$309,700 (-) Land $17,000 Building $292,700
2023	$2,632.00	$309,700 Land $17,000 Building $292,700	$309,700 Land $17,000 Building $292,700

Flood & Wildfire

432 E Gray St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 51005C updated February 28, 2014

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.