432 E Frances Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 432 E Frances Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2002
Square Footage2,577 sqft Living Area
Lot Size10,650 sqft (0.244 acres)
Pool370 sqft
OccupancyOwner Occupied
Last Sale$280,000 (2011)
Tax Bill$2,953.00 (2025)

Owner

Source: Maricopa County records · APN 309-29-215

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address432 E FRANCES LN, GILBERT, AZ 85295-1658
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Aug 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2011 · Amount on Record
Deed SaleOct 03, 2011 · Amount on Record
Prior SaleAug 14, 2013
Deed Doc Number0000819579
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address432 E FRANCES LN, GILBERT, AZ 85295-1658
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E FRANCES LN, GILBERT, AZ 85295-1658

Mortgage

Document Number0000073864
DateFeb 14, 2024
Instrument20240073864
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address432 E FRANCES LN, GILBERT, AZ 85295-1658
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E FRANCES LN, GILBERT, AZ 85295-1658

Mortgage

Document Number0000790989
DateAug 26, 2020
Instrument20200790989
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2040

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$65,700 (-1.29%)$657,000 (-1.29%) Land $131,400 Building $525,600
2025$2,953.00 (+3.32%)
2024$66,560$665,600 Land $133,100 Building $532,500
2023$2,858.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN309-29-215

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,577 sqft Living Area
1st Floor2,577 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area10,650 sqft (0.244 acres)
Parking Spaces3 Parking Spaces
Pool Area370 sqft Pool
Patio Area180 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address432 E FRANCES LN
CityGILBERT
StateAZ
Zip85295-1658
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVINTAGE RANCH MCR 571-24
Legal Range06E
Legal Township01S
Legal Section31
Legal QuarterSE
Legal Quarter QuarterSW
Legal SubdivisionVINTAGE RANCH
Legal Lot Number215
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2013
Census Tract815300

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