432 E Exchange St, Sycamore, IL 60178 Property Records

DeKalb County property record for 432 E Exchange St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 776 sqft · built 1987
Lot Size	0.055 acres (2,392 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jan 2021)
Tax Bill	$4,604 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-159-002`

Property Details

APN / Parcel Number

Primary APN	`06-33-159-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	776 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	776 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,392 sqft (0.055 acres)
Garage Type	Attached
Garage Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0633159002
Street Address	432 E EXCHANGE ST
City	SYCAMORE
State	IL
Zip	60178-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD SCHOOL CONDOS - UNIT 2
Legal Subdivision	OLD SCHOOL CONDOS
Legal Lot Number	16,17
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	4
Census Block	4035
Census Tract	600

Owner

Source: DeKalb County records · APN 06-33-159-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 E EXCHANGE ST, SYCAMORE, IL 60178-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	20211246
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 28, 2021
Property Address	432 E EXCHANGE ST, SYCAMORE, IL 60178-1506
Document Number	0000001246
Map Reference	MB A PG 59
Instrument Date	Jan 15, 2021
Instrument	2021001246
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E EXCHANGE ST, SYCAMORE, IL 60178-1506

Mortgage

Document Number	0000001247
Date	Jan 28, 2021
Instrument	2021001247

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,292 (+16.47%) Land $4,230 Building $61,062	$195,876 (+16.47%) Land $12,690 Building $183,186
2024	$4,604.00
2023		$56,057 Land $3,632 Building $52,425	$168,171 Land $10,896 Building $157,275

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 2, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1993–2020)
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Aug 2007 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Digital Network Access Communications, Verizon.

Based on FCC filings for 478 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SYCAMORE serves 18,500 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.