432 E Central Ave, Spokane, WA 99208 Property Records

Spokane County property record for 432 E Central Ave, Spokane, WA 99208

Property Summary

Property Type	Parking Lot
Details	3 bd · 2 ba · 864 sqft · built 1954
Lot Size	3.64 acres (158,696 sqft)
Owner	Company Name on File
Last Sale	$105,000 (Dec 2005)
Tax Bill	$4,196 (2026)
Deeds & Mortgages	May 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36322.1823`

Property Details

APN / Parcel Number

Primary APN	`36322.1823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	864 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Roof Material	Composition Shingle
Lot Area	158,696 sqft
Lot Dimensions	128 ft deep x 53 ft wide
Garage Area	520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 E CENTRAL AVE
City	SPOKANE
State	WA
Zip	99208
Property Category	Commercial
Property Type	Commercial > Retail > Parking Lot
Local Zoning Code	CC2
Legal Description	COZZA 3RD ADDITION LTS 1 THRU 22 BLK 1 TOGETHER WITH VAC ALLEY LYG WITHIN BLK 1 (VAC ORD #C-34115)
Legal Range	43E
Legal Township	26N
Legal Section	32
Legal Subdivision	COZZA 3RD ADDITION
Legal Block	1
Legal Lot Number	1-22
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1033
Census Tract	400

Owner

Source: Spokane County records · APN 36322.1823

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	800 5TH AVE, 1200, SEATTLE, WA 98104-3176
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2005 · Amount on Record
Deed Sale	Dec 30, 2005 · Amount on Record
Deed Document Number	20055325692
Last Transfer Date	Jan 26, 2009
Transfer Doc	0005754118
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	432 E CENTRAL AVE, SPOKANE, WA 99208
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007348281
Date	May 10, 2024
Instrument	7348281

Lender

Name	WASHINGTON STATE DEPARTMENT OF COMMERCE
Type	Government Agency
Address	OLYMPIA, WA 98504

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,196.00 (+7.64%)	$1,745,360 (+10.23%) Land $1,428,260 Building $317,100	$1,745,360 (+10.23%) Land $1,428,260 Building $317,100
2025	$3,898.00 (+6.53%) Additional exemption filed
2024		$1,583,420 (+2.29%) Land $1,348,920 Building $234,500	$1,583,420 (+2.29%) Land $1,348,920 Building $234,500
2023	$3,659.00 (-14.45%) Additional exemption filed	$1,548,020 Land $1,348,920 Building $199,100	$1,548,020 Land $1,348,920 Building $199,100
2022	$4,277.00 Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Concept Communications Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
Newmax Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SPOKANE serves 346,138 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.