Duval County property record for 432 E 45th St, Jacksonville, FL 32208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,010 sqft · built 1928 |
| Lot Size | 0.112 acres (4,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Aug 2023) |
| Tax Bill | $1,760 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111211-0000 |
| Primary APN | 111211-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| 1st Floor Area | 679 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,892 sqft (0.112 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 280 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 432 E 45TH ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32208-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 10-5 50-1S-27E J H PRATT ADDN LOT 15 BLK 22 |
| Legal Range | 27E |
| Legal Township | 01S |
| Legal Section | 50 |
| Legal Subdivision | PRATT J H ADDN |
| Legal Block | 22 |
| Legal Lot Number | 15 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 101 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 E 45TH ST, JACKSONVILLE, FL 32208-5407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Feb 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Aug 11, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Aug 11, 2021 · Amount on Record |
| Deed Document Number | 2023164207 |
| Deed Book / Page | 20772 / 1438 |
| Prior Transfer Date | Apr 13, 2016 |
| Prior Transfer Doc | 0175310211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 8, 2023 |
| Property Address | 432 E 45TH ST, JACKSONVILLE, FL 32208-5407 |
| Document Number | 0207721438 |
| Book / Page | 20772 / 1438 |
| Map Reference | MB 10 PG 5 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023164207 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2668 DELLWOOD AVE, JACKSONVILLE, FL 32204-3528 |
| Name | Verified Name |
|---|---|
| Address | 432 E 45TH ST, JACKSONVILLE, FL 32208-5407 |
| Document Number | 0207721441 |
|---|---|
| Date | Aug 8, 2023 |
| Instrument | 20772/1441 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0207721454 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 20772/1454 |
| Instrument | 2023164209 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 1, 2022 |
| Property Address | 432 E 45TH ST, JACKSONVILLE, FL 32208-5407 |
| Document Number | 0201241550 |
| Book / Page | 20124 / 1550 |
| Map Reference | MB 10 PG 5 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022028985 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 PARKBLUFF CIR, 317, PONTE VEDRA, FL 32081-0963 |
| Name | Verified Name |
|---|---|
| Address | 317 PARKBLUFF CIR, PONTE VEDRA, FL 32081-0963 |
| Document Number | 0201241552 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 20124/1552 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 11, 2021 |
| Property Address | 432 E 45TH ST, JACKSONVILLE, FL 32208-5407 |
| Document Number | 0198570528 |
| Book / Page | 19857 / 528 |
| Map Reference | MB 10 PG 5 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021206964 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 NEW CAVE CHURCH RD, 440, NEWPORT, TN 37821-7410 |
| Name | Verified Name |
|---|---|
| Address | 317 PARKBLUFF CIR, PONTE VEDRA, FL 32081-0963 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,004 (+2.66%) Land $17,578 Building $106,426 | $124,004 (+2.49%) Land $17,578 Building $106,426 | |
| 2025 | $1,760.00 (+13.99%) Homeowner's exemption | $120,788 (+92.07%) | $120,993 (+92.4%) Land $17,578 Building $103,415 |
| 2024 | $1,544.00 (+17.86%) | ||
| 2023 | $1,310.00 (+23%) | $62,886 (+21.19%) Land $14,462 Building $48,424 | $62,886 (+21.19%) Land $14,462 Building $48,424 |
| 2022 | $1,065.00 | $51,891 Land $7,788 Building $44,103 | $51,891 Land $7,788 Building $44,103 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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