432 E 43rd Ave, Gary, IN 46409 Property Records

Lake County property record for 432 E 43rd Ave, Gary, IN 46409 · Last verified June 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,580 sqft · built 1958
Lot Size0.176 acres (7,667 sqft)
OwnerIndividual Name on File
Last Sale$152,617 (Dec 2022)
Tax Bill$3,193 (2024)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-25-47-0328-0019

Property Details

APN / Parcel Number

Primary APN001-25-47-0328-0019
Alternative APNs
  • 45-08-27-334-025.000-004
  • 254703280019

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,580 sqft Living Area
Gross Area3,870 sqft
1st Floor Area2,580 sqft
Basement Area1,290 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Architectural StyleDuplex Single
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,667 sqft (0.176 acres)
Lot Dimensions126 ft deep x 61 ft wide
View / LotAlley
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address432 E 43RD AVE
CityGARY
StateIN
Zip46409-2207
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionWOODLAND PARK ADD. L.20 BL.5 L.19 BL.5
Legal SubdivisionWOODLAND PARK ADD
Legal Block5
Legal Lot Number20
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group3
Census Block3003
Census Tract12600

Owner

Source: Lake County records · APN 001-25-47-0328-0019

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 E 43RD AVE, GARY, IN 46409-2207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Jun 07, 2021Warranty Deed, Transfer · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jun 02, 2017Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleJun 07, 2021 · Amount on Record
Deed Document Number2022550800
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateDec 29, 2022
Property Address432 E 43RD AVE, GARY, IN 46409-2207
Document Number0000050800
Map ReferenceMB 10 PG 8
Instrument DateDec 20, 2022
Instrument2022-550800
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E 43RD AVE, GARY, IN 46409-2207

Mortgage

Document Number0000050801
DateDec 29, 2022
Instrument2022-550801
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJun 07, 2021
Property Address432 E 43RD AVE, GARY, IN 46409-2207
Document Number0000012010
Map ReferenceMB 10 PG 8
Instrument DateJun 02, 2021
Instrument2021-512010
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E 43RD AVE, GARY, IN 46409-2207
InvestorPossibly a Property Investor

Mortgage

Document Number0000011969
DateJun 07, 2021
Instrument2021-511969
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Property Address432 E 43RD AVE, GARY, IN 46409-2207
Document Number0000038525
Instrument DateJun 02, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3388 W 20TH AVE GARY IN 464042631, GARY, IN 46404-2631

Mortgage

Document Number0000038525
DateJun 26, 2017
Instrument38525
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
AmountAmount Recorded
Term120 Months
DueJun 25, 2027
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$167,500 (+36.73%) Land $8,100 Building $159,400$167,500 (+36.73%) Land $8,100 Building $159,400
2024$3,193.00 (+52.56%)
2023$122,500 (+49.94%) Land $8,400 Building $114,100$122,500 (+49.94%) Land $8,400 Building $114,100
2022$2,093.00$81,700 Land $5,900 Building $75,800$81,700 Land $5,900 Building $75,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890126003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 528 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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