432 E 2nd St, Washington, NC 27889 Property Records

Beaufort County property record for 432 E 2nd St, Washington, NC 27889 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,292 sqft · built 1960
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Tax Bill$1,132 (2023)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN5685-07-5493

Property Details

APN / Parcel Number

Primary APN5685-07-5493
Alternative APN
  • 43207

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,292 sqft Living Area
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1970
Architectural StyleOther
Exterior MaterialWood
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address432 E 2ND ST
CityWASHINGTON
StateNC
Zip27889-5005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 LOT 432 EAST 2ND STREET
Legal Lot Number432
JurisdictionBEAUFORT NC
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2039
Census Tract930300

Owner

Source: Beaufort County records · APN 5685-07-5493

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address432 E 2ND ST, WASHINGTON, NC 27889-5005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0000850621
Record UpdatedJun 07, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT NC
Property Address432 E 2ND ST, WASHINGTON, NC 27889-5005
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002149/243
DateSep 14, 2023
Book Page2149/243
Instrument2023004469
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
MunicipalityWashington City
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,132.00$79,015 Land $33,200 Building $45,815
2018$79,015 Land $33,200 Building $45,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (37013C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370139303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies118 units insured
21 under condo master policies
Nearby Flood Claims207 (1985–2018)
Claims Outside the SFHA5 of 207
Most Recent ClaimSep 2018, river or lake flooding, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 36 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 31 claims
  • Hurricane Dennis, Sep 1999 · 45 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Washington Historic District
listed 1979 · 513 contributing resources · NRIS 79001661

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 332 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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