432 E 2nd St, Readlyn, IA 50668 Property Records

Bremer County property record for 432 E 2nd St, Readlyn, IA 50668

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,216 sqft · built 1946
Lot Size	0.374 acres (16,291 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jul 2020)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Aug 2019 Refinance Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-11-481-005`

Property Details

APN / Parcel Number

Primary APN	`11-11-481-005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	916 sqft
Attic	Attic
Attic Area	412 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,291 sqft (0.374 acres)
Lot Dimensions	155 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	432 E 2ND ST
City	READLYN
State	IA
Zip	50668-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-91-12 ORIGINAL OUTLOT E MIDDLE BLK W 105' LOT 4 & S 5' W 105' LOT 7
Legal Range	12W
Legal Township	91N
Legal Section	11
Legal Lot Number	4,7
Jurisdiction	BREMER IA
Township / Civil Division	MAXFIELD
Census Block Group	1
Census Block	1034
Census Tract	4300

Owner

Source: Bremer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 E 2ND ST, READLYN, IA 50668-9784
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Aug 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS STATE BANK
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	20202666
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	432 E 2ND ST, READLYN, IA 50668-9784
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192783
Date	Aug 27, 2019
Instrument	20192783

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREMER IA
Property Address	432 E 2ND ST, READLYN, IA 50668-9784
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192782
Date	Aug 27, 2019
Instrument	20192782

Lender

Name	FARMERS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREMER IA
Recording Date	Jul 2, 2020
Property Address	432 E 2ND ST, READLYN, IA 50668-9784
Document Number	0020202666
Instrument Date	Jun 21, 2020
Instrument	20202666
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E 2ND ST, READLYN, IA 50668-9784

Mortgage

Document Number	0020202667
Date	Jul 2, 2020
Instrument	20202667

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Readlyn City
Unified School District	Wapsie Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (+1.98%)	$177,140 (+17.19%) Land $20,950 Building $156,190	$177,140 (+17.19%) Land $20,950 Building $156,190
2023		$151,150 Land $18,330 Building $132,820	$151,150 Land $18,330 Building $132,820
2022	$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READLYN WATER SUPPLY serves 845 people · EPA ID IA0965073
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Readlyn Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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