432 E 10th St, Duluth, MN 55805 Property Records

St. Louis County property record for 432 E 10th St, Duluth, MN 55805 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1915
Square Footage1,150 sqft Gross Area
Lot Size7,013 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2023)
Tax Bill$1,854.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-1350-08380
Alternative APNs
  • 1057879
  • 1160323
  • 961822

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,150 sqft Gross Area
1st Floor934 sqft 1st Floor
Basement Area516 sqft Basement
Finished Basement516 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleBungalow Style
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area7,013 sqft (0.161 acres)
Garage Area250 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area70 sqft Deck
Porch1 Porch
Porch Area168 sqft Porch
SaunaSauna
Storage Building100 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1160323
Street Address432 E 10TH ST
CityDULUTH
StateMN
Zip55805-1313
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0080 BLOCK:125 SERIAL #
Legal SubdivisionDULUTH PROPER THIRD DIV
Legal Block125
Legal Lot Number80
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup4
Census Block4008
Census Tract900

Owner

Source: St. Louis County records · APN 010-1350-08380

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address432 E 10TH ST, DULUTH, MN 55805-1313
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Balloon Payment
NORTH SHORE BANK OF COMMERCE
Dec 28, 2023Lease, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Nov 04, 2022Deed of Trust, Mortgage
NORTH SHORE BANK OF COMMERCE
Aug 31, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
US BK
Aug 31, 2018Deed of Trust, Mortgage · Line of Credit
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2023 · Amount on Record
Deed SaleDec 21, 2023 · Amount on Record
Prior SaleSep 15, 2003 · Amount on Record
Deed Doc Number20231611050
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address432 E 10TH ST, DULUTH, MN 55805-1313
Transaction TypeMortgage
Record UpdatedJan 22, 2024
Title CompanyNOT AVAILABLE, ARROWHEAD ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001480591
DateDec 28, 2023
Instrument1480591
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeBalloon Payment
AmountAmount Recorded

December 2023: Lease, Transfer

Document TypeLease
JurisdictionST LOUIS MN
Recording DateDec 28, 2023
Property Address432 E 10TH ST, DULUTH, MN 55805-1313
Document Number0001480589
Instrument DateDec 21, 2023
Instrument1480589
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001480590
DateDec 28, 2023
Instrument1480590
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address432 E 10TH ST, DULUTH, MN 55805-1313
Transaction TypeMortgage
Record UpdatedDec 19, 2022
Title CompanyARROWHEAD ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 E 4TH ST, DULUTH, MN 55805-3895

Mortgage

Document Number0001455795
DateNov 04, 2022
Instrument1455795
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55816
Agreement
AmountAmount Recorded
Term8 Months
DueJul 28, 2023

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address432 E 10TH ST, DULUTH, MN 55805-1313
Document Number00A1340937
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedOct 01, 2018
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E 10TH ST DULUTH MN 558051313, DULUTH, MN 55805-1313

Mortgage

Document Number00A1340937
DateSep 18, 2018
InstrumentA1340937
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address432 E 10TH ST, DULUTH, MN 55805-1313
Document Number00A1340938
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 E 10TH ST DULUTH MN 558051313, DULUTH, MN 55805-1313

Mortgage

Document Number00A1340938
DateSep 18, 2018
InstrumentA1340938
Lender
NameMISCELLANEOUS GOVT AGCY
AddressOWENSBORO, KY 42301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 17, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,854.00 (+6.31%) Homeowner's exemption
2025$1,744.00 (-19.18%) Homeowner's exemption$225,200 (+13.11%) Land $27,800 Building $197,400$225,200 (+13.11%) Land $27,800 Building $197,400
2024$199,100 (+22.07%) Land $25,300 Building $173,800$199,100 (+22.07%) Land $25,300 Building $173,800
2023$2,158.00 Homeowner's exemption
2022$163,100 Land $27,900 Building $135,200$163,100 Land $27,900 Building $135,200

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