432 E 109th St, Chicago, IL 60628 Property Records

Cook County property record for 432 E 109th St, Chicago, IL 60628

Property Summary

Property Type	Apartments (5+ Units)
Details	25 bd · 20,949 sqft · built 1924
Lot Size	0.213 acres (9,260 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2012)
Tax Bill	$17,651 (2023)
Deeds & Mortgages	Nov 2022 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-15-408-029`

Property Details

APN / Parcel Number

Primary APN	`25-15-408-029`
Alternative APN	`25-15-408-029-0000`

Interior

Bedrooms	25 Beds
Units	53 Units
Stories	3 Stories
Building Area	20,949 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Multi-Family
Lot Area	9,260 sqft (0.213 acres)

Location & Zoning

Street Address	432 E 109TH ST
City	CHICAGO
State	IL
Zip	60628-3763
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RT-4
Legal Description	(RANCH)(MANOR)(THIRD) ADD SUB OF PT OF EH SE SEC 15-37-13
Legal Range	13E
Legal Township	37N
Legal Section	15
Legal Subdivision	RANCH MANOR THIRD
Legal Block	2
Legal Lot Number	29
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1015
Census Tract	490901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pullman Historic District listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	441 DIXIE HWY, A10, CHICAGO HEIGHTS, IL 60411-1779
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
May 26, 2017	Grant Deed, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2012 · Amount on Record
Deed Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	201216013
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	432 E 109TH ST, CHICAGO, IL 60628-3763
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 DIXIE HWY A10, A10, CHICAGO HEIGHTS, IL 60411-1779

Mortgage

Document Number	0032228204
Date	Nov 18, 2022
Instrument	2232228204

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 26, 2017
Property Address	432 E 109TH ST, CHICAGO, IL 60628
Document Number	1714615288
Instrument Date	May 25, 2017
Instrument	14615288
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	441 DIXIE HWY #A10 CHICAGO HEIGHTS IL 604111779, A10, CHICAGO HEIGHTS, IL 60411-1779

Mortgage

Document Number	1714615288
Date	May 26, 2017
Instrument	14615288

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	1 PIERCE PL # 1500, ITASCA, IL 60143-1218

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,168 (+22.42%) Land $14,816 Building $87,352	$1,021,680 (+22.42%) Land $148,160 Building $873,520
2023	$17,651.00 (+2.53%)
2022	$17,216.00	$83,456 Land $5,093 Building $78,363	$834,560 Land $50,930 Building $783,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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