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432 Dovedale Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 432 Dovedale Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,728 sqft · built 2005
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$164,100 (Apr 2020)
Tax Bill$4,525 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT031800323

Property Details

APN / Parcel Number

Primary APNT031800323
Alternative APN
  • 4-0053-9145-00-0174.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,728 sqft Living Area
Gross Area3,512 sqft
1st Floor Area1,577 sqft
Basement Area1,535 sqft
Finished Basement1,151 sqft
Unfinished Basement384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area233 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT031800323
Street Address432 DOVEDALE DR
CityO FALLON
StateMO
Zip63366-7575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHANTRY VLG AT THORNBURY #2 LOT 174
Legal SubdivisionCHANTRY VLG AT THORNBURY #2
Legal Lot Number174
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group2
Census Block2010
Census Tract311907

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address432 DOVEDALE DR, O FALLON, MO 63366-7575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2020 · Amount on Record
Deed SaleApr 15, 2020 · Amount on Record
Prior SaleMar 29, 2005 · Amount on Record
Deed Document Number2020234510
Deed Book / Page7270 / 2046
Prior Transfer DateOct 3, 2019
Prior Transfer Doc0072702046
Record UpdatedOct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateApr 15, 2020
Property Address432 DOVEDALE DR, O FALLON, MO 63366-7575
Document Number0072702046
Book / Page7270 / 2046
Map ReferenceMB 39 PG 195
Instrument DateOct 3, 2019
Instrument20200415000234510
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address115 N 1ST ST, 115, PACIFIC, MO 63069-1501

Transferred To (Grantee/Buyer)

NameVerified Name
Address432 DOVEDALE DR, O FALLON, MO 63366-7575

Mortgage

Document Number20200415000234520
DateApr 15, 2020
Instrument20200415000234520
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,263 (-)$348,754 (-) Building $348,754
2025$4,525.00 (+8.05%)$66,263 (+11.27%)$348,754 (+11.27%) Building $348,754
2024$4,188.00
2023$59,549
2022$313,418 Land $50,000 Building $263,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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