St. Charles County property record for 432 Dove Dr, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,214 sqft · built 1968 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,962 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 039520A000 |
| Primary APN | 039520A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,650 sqft (0.153 acres) |
| Lot Dimensions | 95 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 438 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 039520A000 |
|---|---|
| Street Address | 432 DOVE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL WOOD #6 LOT 244 |
| Legal Subdivision | CARDINAL WOOD #6 |
| Legal Lot Number | 244 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 310602 |
Source: St. Charles County records · APN 039520A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 DOVE DR, SAINT CHARLES, MO 63301-1268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Beneficiary Deed, Transfer |
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 |
| Deed Sale | Jul 31, 2018 |
| Prior Sale | Jan 30, 2002 · Amount on Record |
| Deed Document Number | 2018433440 |
| Deed Book / Page | 6956 / 42 |
| Last Transfer Date | Apr 03, 2024 |
| Transfer Doc | 0000012612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 04, 2024 |
| Property Address | 432 DOVE DR, SAINT CHARLES, MO 63301-1268 |
| Document Number | 0000012612 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Apr 03, 2024 |
| Instrument | 2024R-012612 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 DOVE DR, SAINT CHARLES, MO 63301-1268 |
| Mail Care Of | MATTHEW A CROSS |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 432 DOVE DR, SAINT CHARLES, MO 63301-1268 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 432 DOVE DR, SAINT CHARLES, MO 63301-1268 |
| Document Number | 0000026946 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 2023R-026946 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Jun 01, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,200 (-) | $248,424 (-) Land $50,000 Building $198,424 | |
| 2025 | $2,962.00 (+26.96%) | $47,200 (+7.6%) | $248,424 (+7.6%) Land $50,000 Building $198,424 |
| 2023 | $43,866 (+29.63%) | ||
| 2022 | $2,333.00 | $33,840 | $230,872 (+29.63%) Land $50,000 Building $180,872 |
| 2021 | $178,105 Land $45,000 Building $133,105 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 7% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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