Frederick County property record for 432 Delaware Rd, Frederick, MD 21701 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,974 sqft Living Area |
| Lot Size | 6,564 sqft (0.151 acres) |
| Garage | Attached, 380 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $556,000 (2025) |
| Tax Bill | $8,764.00 (2025) |
| Primary APN | 02-233843 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 3,354 sqft Gross Area |
| 1st Floor | 1,266 sqft 1st Floor |
| Basement Area | 820 sqft Basement |
| Finished Basement | 820 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,564 sqft (0.151 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 380 sqft Garage |
| Porch | Open Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 233843 |
|---|---|
| Street Address | 432 DELAWARE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4620 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 55 SEC 1B PLAT 3 6564 SQ. FT. RIVER CREST |
| Legal Subdivision | RIVER CREST |
| Legal Lot Number | 55 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 750804 |
Source: Frederick County records · APN 02-233843
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 DELAWARE RD, FREDERICK, MD 21701-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed, Transfer · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 14, 2023 | Deed, Transfer · Conventional Mortgage SIMONS & LEONI HOME LOANS LLC |
| Nov 29, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) EQUITY RSRCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2023 · Amount on Record |
| Deed Book / Page | 17652 / 148 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 19, 2025 |
| Property Address | 432 DELAWARE RD, FREDERICK, MD 21701-4620 |
| Document Number | 0176520148 |
| Book / Page | 17652 / 148 |
| Map Reference | MB 68 PL 91 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 432 DELAWARE RD, FREDERICK, MD 21701-4620 |
| Document Number | 0017652164 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 17652/164 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 14, 2023 |
| Property Address | 432 DELAWARE RD, FREDERICK, MD 21701-4620 |
| Document Number | 0164020178 |
| Book / Page | 16402 / 178 |
| Map Reference | MB 68 PL 91 |
| Instrument Date | Apr 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2023 |
| Title Company | EXCALIBUR TITLE AGENCY LLC, EXCALIBUR T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3021 WESTOVER WAY, BRIDGEVILLE, PA 15017-4207 |
| Document Number | 0016402183 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 16402/183 |
| Name | SIMONS & LEONI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 29, 2017 |
| Property Address | 432 DELAWARE RD, FREDERICK, MD 21701-4620 |
| Document Number | 0121540037 |
| Book / Page | 012154 / 000037 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 432 DELAWARE RD FREDERICK MD 217014620, FREDERICK, MD 21701-4620 |
| Document Number | 121540046 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 012154/000046 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,764.00 (+7.14%) | $475,300 (+16.56%) Land $120,500 Building $354,800 | $475,300 (-) Land $120,500 Building $354,800 |
| 2024 | $8,180.00 (+10.27%) | ||
| 2023 | $7,418.00 | $407,767 | $475,300 Land $120,500 Building $354,800 |
432 Delaware Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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