432 Cullman Rd, Arab, AL 35016 Property Records

Marshall County property record for 432 Cullman Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,904 sqft · built 1942
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2026)
Tax Bill	$608 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-07-26-1-002-020.000`

Property Details

APN / Parcel Number

Primary APN	`13-07-26-1-002-020.000`
Alternative APNs	`137261002020000` `16395`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	16395
Street Address	432 CULLMAN RD
City	ARAB
State	AL
Zip	35016-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM INT OF NW ROW OF AL HWY 69 & E ROW OF HARRISON RD IN 26-08-01; TH ENE ALG HWY 69 ROW 200 TO POB; TH NNW 272 TO SE ROW
Legal Range	1E
Legal Township	8S
Legal Section	26
Legal Subdivision	HARRIS
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1038
Census Tract	30401

Owner

432 Cullman Rd is owned by an individual who bought it in September 2026.

Source: Marshall County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	291 EDGEHILL LN, ARAB, AL 35016-4822
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 2, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Deed Document Number	20263321094
Deed Book / Page	7246 / 558
Prior Transfer Date	Sep 29, 2026
Prior Transfer Doc	0003321094
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 30, 2026
Property Address	432 CULLMAN RD, ARAB, AL 35016-1359
Document Number	0003321094
Book / Page	7246 / 558
Instrument Date	Sep 29, 2026
Instrument	20263321094
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	291 EDGEHILL LN, ARAB, AL 35016-4822

Mortgage

Document Number	0003321095,
Date	Sep 30, 2026
Instrument	20263321095

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	432 CULLMAN RD, ARAB, AL 35016-1359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003169977
Date	Feb 2, 2018
Book Page	5969/239
Instrument	3169977

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 432 Cullman Rd was $608, up 5.4% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Arab City
County	Marshall County
Unified School District	Arab City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$608.00 (+5.37%)
2025	$577.00	$15,560	$155,500 Land $48,900 Building $106,600
2023	$524.00	$14,260	$142,400 Land $50,900 Building $91,500
2021	$475.00 Homeowner's exemption	$13,040	$130,300 Land $48,900 Building $81,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Cullman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Cullman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARAB, WATER WORKS BOARD OF THE serves 39,795 people · EPA ID AL0000934
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cullman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures