432 Creekside Ct, Covington, LA 70435 Property Records

St. Tammany Parish property record for 432 Creekside Ct, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,273 sqft · built 2005
Lot Size	0.214 acres (9,342 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jul 2019)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2022 Mortgage + 1 more
APN	`107-140-9332`

Property Details

APN / Parcel Number

Primary APN	`107-140-9332`
Alternative APN	`32386`

Interior

Building Area	2,273 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	9,342 sqft (0.214 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	432 CREEKSIDE CT
City	COVINGTON
State	LA
Zip	70435-0581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENN MILL LAKES LT451 PH2A1
Legal Subdivision	PENN MILL LAKES
Legal Phase	2A1
Legal Lot Number	451
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1017
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 CREEKSIDE CT, COVINGTON, LA 70435-0581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP INC
Jan 12, 2022	Deed of Trust, Mortgage · FHA Mortgage HUD
Jul 23, 2019	Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	20192165943
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	432 CREEKSIDE CT, COVINGTON, LA 70435-0581
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002165945
Date	Jul 23, 2019
Instrument	2165945

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 19, 2029

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	432 CREEKSIDE CT, COVINGTON, LA 70435-0581
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002309672
Date	Jan 12, 2022
Instrument	2309672

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 23, 2019
Property Address	432 CREEKSIDE CT, COVINGTON, LA 70435-0581
Document Number	0002165943
Map Reference	MAP 3790
Instrument Date	Jul 19, 2019
Instrument	2165943
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ALLEGIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5897 HIGHWAY 182, HOUMA, LA 70364

Mortgage

Document Number	0002165944
Date	Jul 23, 2019
Instrument	2165944

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (-3.83%) Homeowner's exemption	$23,414 (-) Land $3,000 Building $20,414	$234,135 (-) Land $30,000 Building $204,135
2024	$1,856.00 (+25.75%) Homeowner's exemption	$23,414 (+21.13%) Land $3,000 Building $20,414	$234,135 (+21.13%) Land $30,000 Building $204,135
2023	$1,476.00 Homeowner's exemption	$19,330 (-) Land $3,000 Building $16,330	$193,300 (+2.66%) Land $30,000 Building $163,300
2022	$1,476.00 Homeowner's exemption	$19,330 Land $3,000 Building $16,330	$188,300 Land $25,000 Building $163,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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