San Diego County property record for 432 Compass Rd, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,672 sqft · built 1984 |
| Lot Size | 0.141 acres (6,161 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $545,000 (Aug 2005) |
| Tax Bill | $8,296 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-463-13-00 |
| Primary APN | 162-463-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,161 sqft (0.141 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 432 COMPASS RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-4769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 193 TR 009359 |
| Legal Subdivision | SEA MESA |
| Legal Tract | 009359 |
| Legal Block | 3 |
| Legal Lot Number | 193 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 18511 |
432 Compass Rd is owned by a company that acquired it in December 2023 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 432 COMPASS RD, OCEANSIDE, CA 92054-4769 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2024 | Intrafamily Transfer, Transfer |
| Sep 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2005 · Amount on File |
| Deed Sale | Aug 22, 2005 · Amount on File |
| Prior Sale | Jun 28, 1983 · Amount on File |
| Deed Document Number | 2005721093 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0000004414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 8, 2024 |
| Property Address | 432 COMPASS RD, OCEANSIDE, CA 92054-4769 |
| Document Number | 0000004414 |
| Map Reference | MAP 9359 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024-0004414 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 432 COMPASS RD, OCEANSIDE, CA 92054-4769 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 432 COMPASS RD, OCEANSIDE, CA 92054-4769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000374247 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018-0374247 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2033 |
The 2025 property tax bill for 432 Compass Rd was $8,296 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $759,622 (+2%) Land $529,646 Building $229,976 | |
| 2025 | $8,296.00 Homeowner's exemption | $744,728 Land $519,261 Building $225,467 |
| 2023 | $7,884.00 (+1.55%) Homeowner's exemption | $715,812 Land $499,099 Building $216,713 |
| 2022 | $7,764.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 432 Compass Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 432 Compass Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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