Mecklenburg County property record for 432 Clairview Ln, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,380 sqft · built 1997 |
| Lot Size | 0.433 acres (18,868 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jul 2022) |
| Tax Bill | $4,592 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-034-12 |
| Primary APN | 227-034-12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Heated Area |
| Gross Area | 3,038 sqft |
| 1st Floor Area | 1,332 sqft |
| Upper Floors Area | 994 sqft |
| Attic Area | 176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 18,868 sqft (0.433 acres) |
| Garage Area | 506 sqft |
| Patio Area | 694 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-034-12 |
|---|---|
| Street Address | 432 CLAIRVIEW LN |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-0207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L21 M27-586 |
| Legal Subdivision | SARDIS PLANTATION PH 07 MAP 02 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 5, PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5833 |
Source: Mecklenburg County records · APN 227-034-12
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 432 CLAIRVIEW LN, MATTHEWS, NC 28105-0207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 03, 2022 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | May 03, 2022 |
| Deed Document Number | 0037520629 |
| Deed Book / Page | 37520 / 629 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 432 CLAIRVIEW LN, MATTHEWS, NC 28105-0207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000014917 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 38644/698 |
| Instrument | 2024014917 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 22, 2022 |
| Property Address | 432 CLAIRVIEW LN, MATTHEWS, NC 28105-0207 |
| Document Number | 0000107605 |
| Book / Page | 37520 / 629 |
| Map Reference | MB 27 PG 586 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022107605 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3622 PICKWICK LN, CHARLOTTE, NC 28211-3926 |
| Name | Verified Name |
|---|---|
| Address | 432 CLAIRVIEW LN, MATTHEWS, NC 28105-0207 |
| Document Number | 0000107606 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2022107606 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.95% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 03, 2022 |
| Property Address | 432 CLAIRVIEW LN, MATTHEWS, NC 28105-0207 |
| Document Number | 0000068153 |
| Book / Page | 37309 / 588 |
| Map Reference | MB 27 PG 586 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022068153 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 CLAIRVIEW LN, MATTHEWS, NC 28105-0207 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Uniti Group DSL | 200 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 239 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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