Oakland County property record for 432 Circle Pt, Clarkston, MI 48348
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 1,743 sqft · built 2014 |
| Lot Size | 6.28 acres (27,384 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Dec 2019) |
| Tax Bill | $3,924 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | D-03-34-253-020 |
| Primary APN | D-03-34-253-020 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| 1st Floor Area | 1,743 sqft |
| Basement Area | 1,743 sqft |
| Unfinished Basement | 1,743 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 27,384 sqft (6.28 acres) |
| Garage Area | 752 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 51 sqft |
| Deck Area | 176 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 432 CIRCLE PT |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48348-1489 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | AI |
| Legal Description | T5N, R9E, SEC 34 OAKLAND COUNTY CONDOMINIUM PLAN NO 884 SEYMOUR LAKE ESTATES UNIT 94 L 14978 P 097 2-13-96 FR 401-002 |
| Legal Range | 09E |
| Legal Township | 05N |
| Legal Section | 03 |
| Legal Subdivision | SEYMOUR LAKE ESTATES |
| Legal Unit | 94 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BRANDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 122400 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 CIRCLE PT, CLARKSTON, MI 48348-1489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Aug 18, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Document Number | 2019214192 |
| Deed Book / Page | 53641 / 311 |
| Prior Transfer Date | Aug 17, 2017 |
| Prior Transfer Doc | 0000156222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 23, 2019 |
| Property Address | 432 CIRCLE PT, CLARKSTON, MI 48348-1489 |
| Document Number | 0000214192 |
| Book / Page | 53641 / 00311 |
| Map Reference | LB 14978 PG 97 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 214192 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,881.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 855 N PEMBERTON RD, 855, BLOOMFIELD, MI 48302-1442 |
| Name | Verified Name |
|---|---|
| Address | 432 CIRCLE PT, CLARKSTON, MI 48348-1489 |
| Document Number | 5364100314 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 53641/00314 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 18, 2017 |
| Property Address | 432 CIRCLE PT, CLARKSTON, MI 48348-1489 |
| Document Number | 0000156222 |
| Book / Page | 050985 / 000573 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 156222 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 432 CIRCLE PT CLARKSTON MI 483481489, CLARKSTON, MI 48348-1489 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Brandon Charter Township |
| Unified School District | Brandon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,924.00 (-47.09%) Homeowner's exemption | $213,980 (+16.78%) | $427,960 (+16.78%) |
| 2024 | $7,416.00 (+17.1%) | ||
| 2023 | $183,230 | $366,460 | |
| 2021 | $6,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSTON LAKE ESTATES private · serves 1,245 people · EPA ID MI0040377 |
|---|---|
| Water Source | Groundwater |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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