432 Cherry Tree Dr, Sebring, FL 33876 Property Records

Highlands County property record for 432 Cherry Tree Dr, Sebring, FL 33876 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2007
Square Footage	3,312 sqft Living Area
Lot Size	25,131 sqft (0.576 acres)
Garage	Finished, 566 sqft
Occupancy	Owner Occupied
Tax Bill	$2,576.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-020-00C0-0190`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Building Area	3,312 sqft Living Area
1st Floor	2,843 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	25,131 sqft (0.576 acres)
Depth X Width	223 ft x 113 ft Depth x Width
Driveway	1 Driveway
Driveway Area	1,032 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	566 sqft Garage

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	364 sqft Pool
Shed	1 Shed
Shed Area	120 sqft Shed
Patio Area	533 sqft Patio
Porch	Open Porch
Porch Area	430 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	432 CHERRY TREE DR
City	SEBRING
State	FL
Zip	33876-6165
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SPRING LAKE VILLAGE II PB 9-PG 43 LOT 19 BLK C
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 02
Legal Block	C
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	3
Census Block	3004
Census Tract	961000

Owner

Source: Highlands County records · APN C-15-35-30-020-00C0-0190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 CHERRY TREE DR, SEBRING, FL 33876-6165
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2006
Deed Sale	Oct 16, 2006
Prior Sale	Jul 16, 2003 · Amount on Record
Deed Doc Number	1420702
Deed Book / Page	2015 / 0941
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	432 CHERRY TREE DR, SEBRING, FL 33876-6165
Document Number	0001870185
Book / Page	002604 / 000020
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	432 CHERRY TREE DR SEBRING FL 338766165, SEBRING, FL 33876-6165

Mortgage

Document Number	0001870185
Date	Oct 25, 2017
Book Page	002604/000020
Instrument	1870185

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2042

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,616 (+5.99%)	$423,739 (+0.96%) Land $18,500 Building $405,239
2024	$2,576.00 (+3.95%)
2023	$2,478.00 (+2.02%) Homeowner's exemption	$169,470 (+3%)	$419,720 (+20.4%) Land $16,500 Building $403,220
2022	$2,429.00 Homeowner's exemption	$164,534	$348,596 Land $14,000 Building $334,596

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 410 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.