432 Cedar St, Chico, CA 95928 Property Records

Butte County property record for 432 Cedar St, Chico, CA 95928 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,842 sqft · built 1905
Lot Size	0.129 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jan 2025)
Tax Bill	$4,468 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone AO (high risk)
APN	`004-116-003-000`

Property Details

APN / Parcel Number

Primary APN	`004-116-003-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,842 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Wood
Lot Area	5,662 sqft (0.129 acres)
Garage Type	Detached
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	432 CEDAR ST
City	CHICO
State	CA
Zip	95928-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	432 CEDAR
Legal Subdivision	CHICO
Legal Block	113
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	5
Census Block	5010
Census Tract	1100

Owner

Source: Butte County records · APN 004-116-003-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 92, CHICO, CA 95927-0092
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	May 23, 2014 · Amount on Record
Deed Document Number	2025-0000854
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	432 CEDAR ST, CHICO, CA 95928-5043
Document Number	0000048253
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	5387 RUCKER DR SAN JOSE CA 951245645, SAN JOSE, CA 95124-5645

Mortgage

Document Number	0000048253
Date	Nov 18, 2020
Instrument	48253

Lender

Name	LAMBDA PI FRATERNITY ASSOC
Address	12570 QUAIL RUN DR, CHICO, CA 95928

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,468.00 (+7.97%)	$386,136 (+4.04%) Land $183,874 Building $202,262
2023	$4,138.00 (+1.6%)	$371,144 Land $176,735 Building $194,409
2022	$4,073.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060070011005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: DigitalPath, Race Telecommunications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.