Wright County property record for 432 Cedar Pl, Maple Lake, MN 55358
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,934 sqft · built 2006 |
| Lot Size | 0.046 acres (2,030 sqft) |
| Owner | Company Name on Record |
| Last Sale | $195,000 (Sep 2021) |
| Tax Bill | $3,180 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Line of Credit Apr 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-052-005030 |
| Primary APN | 110-052-005030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,030 sqft (0.046 acres) |
| Garage Type | Attached |
| Garage Area | 812 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 432 CEDAR PL |
|---|---|
| City | MAPLE LAKE |
| State | MN |
| Zip | 55358-2475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-01 TWP-120 RANGE-027 PAUMEN 4TH ADDN LOT-003 BLOCK-005 |
| Legal Range | 027 |
| Legal Township | 120 |
| Legal Section | 01 |
| Legal Subdivision | PAUMEN 4TH ADDN |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | MAPLE LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 100707 |
Source: Wright County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 27, 2021 | Warranty Deed, Transfer · Line of Credit HARVEST BANK |
| Apr 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS ST BK/WAVERLY |
| May 31, 2018 | Warranty Deed, Transfer · Line of Credit CITIZENS STATE BANK OF WAVERLY INC |
| Sep 22, 2017 | Warranty Deed, Transfer MCLEOD COUNTY ABSTRACT AND TITLE, MCLEOD CNTY ABS & TITLE |
| Aug 23, 2017 | Warranty Deed, Transfer · Conventional with PMI LIBERTY BK MN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 20211485033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 27, 2021 |
| Property Address | 432 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001485033 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 1485033 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | CENTRAL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8381 148TH ST NW, CLEARWATER, MN 55320-2801 |
| Document Number | 0001485034 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 1485034 |
| Name | HARVEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 432 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001425359 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8292 4STH ST NE ST MICHAEL MN 55376, ST MICHAEL, MN 55376 |
| Document Number | 0001425359 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 1425359 |
| Name | CITIZENS ST BK/WAVERLY |
|---|---|
| Type | Bank |
| Address | WAVERLY, MN 55390 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 3, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 31, 2018 |
| Property Address | 432 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001371200 |
| Instrument Date | May 25, 2018 |
| Instrument | 1371200 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | CENTRAL LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8282 45TH ST NE, SAINT MICHAEL, MN 55376-9255 |
| Document Number | 0001371201 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 1371201 |
| Name | CITIZENS STATE BANK OF WAVERLY INC |
|---|---|
| Type | Bank |
| Address | WAVERLY, MN 55390 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jun 15, 2023 |
| Rate | 5.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 22, 2017 |
| Property Address | 432 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001353989 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 1353989 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | MCLEOD COUNTY ABSTRACT AND TITLE, MCLEOD CNTY ABS & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $501.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 CEDAR PL MAPLE LAKE MN 553582475, MAPLE LAKE, MN 55358-2475 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 23, 2017 |
| Property Address | 432 CEDAR PL, MAPLE LAKE, MN 55358-2475 |
| Document Number | 0001351463 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 1351463 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | PREFERRED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 CHERRY ST N WAITE PARK MN 563871241, WAITE PARK, MN 56387-1241 |
| Document Number | 1351464 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 1351464 |
| Name | LIBERTY BK MN |
|---|---|
| Address | ST CLOUD, MN 56302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 22, 2022 |
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Maple Lake City |
| Unified School District | Maple Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,180.00 (+19.91%) | $244,800 (-1.84%) Land $26,000 Building $218,800 | $244,800 (-1.84%) Land $26,000 Building $218,800 |
| 2025 | $249,400 (+9.15%) Land $26,000 Building $223,400 | $249,400 (+9.15%) Land $26,000 Building $223,400 | |
| 2023 | $2,652.00 (+11.24%) | $228,500 Land $16,000 Building $212,500 | $228,500 Land $16,000 Building $212,500 |
| 2022 | $2,384.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Maple Lake serves 2,215 people · EPA ID MN1860011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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