Mercer County property record for 432 Cedar Dr, Saint Henry, OH 45883 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3.5 ba · 2,046 sqft · built 2003 |
| Lot Size | 0.525 acres (22,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Jun 2010) |
| Tax Bill | $4,863 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2012 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-001312.0138 |
| Primary APN | 23-001312.0138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Living Area |
| Basement Area | 1,220 sqft |
| Finished Basement | 1,220 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 22,880 sqft (0.525 acres) |
| Lot Dimensions | 143 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 130 sqft |
| Street Address | 432 CEDAR DR |
|---|---|
| City | SAINT HENRY |
| State | OH |
| Zip | 45883-8631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHVIEW ESTATES SECOND ADD ALSO S PT LOT 25 LOT#: 24 |
| Legal Subdivision | NORTHVIEW ESTATES |
| Legal Lot Number | 25 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | GRANVILLE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 967900 |
Source: Mercer County records · APN 23-001312.0138
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage DYNAMIC FCU |
| Feb 17, 2012 | Deed of Trust, Mortgage DYNAMIC FEDERAL CREDIT UNION |
| Jan 15, 2025 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FCU |
| Feb 11, 2009 | Deed of Trust, Mortgage DYNAMIC FEDERAL CREDIT UNION INC |
| Feb 11, 2009 | Deed of Trust, Mortgage · Line of Credit DYNAMIC FEDERAL CREDIT UNION |
| May 12, 2005 | Sheriff's Deed, Foreclosure · Conventional Mortgage DYNAMIC FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2010 · Amount on Record |
| Deed Sale | Jun 16, 2010 · Amount on Record |
| Prior Sale | Feb 19, 2009 · Amount on Record |
| Deed Document Number | 20102897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202100000387 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 202100000387 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | 4582 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200000855 |
|---|---|
| Date | Feb 17, 2012 |
| Instrument | 201200000855 |
| Name | DYNAMIC FEDERAL CREDIT UNION |
|---|---|
| Address | CELINA, OH 45822 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Document Number | 202500000151 |
|---|---|
| Date | Jan 15, 2025 |
| Instrument | 202500000151 |
| Name | DYNAMIC FCU |
|---|---|
| Type | Credit Union |
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 14, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900001182 |
|---|---|
| Date | Feb 11, 2009 |
| Instrument | 200900001182 |
| Name | DYNAMIC FEDERAL CREDIT UNION INC |
|---|---|
| Address | CELINA, OH 45822 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900001184 |
|---|---|
| Date | Feb 11, 2009 |
| Instrument | 200900001184 |
| Name | DYNAMIC FEDERAL CREDIT UNION |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | May 12, 2005 |
| Property Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Document Number | 200500002917 |
| Map Reference | CAB1 PG336 |
| Instrument Date | May 08, 2005 |
| Instrument | 200500002917 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $215.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 432 CEDAR DR, SAINT HENRY, OH 45883-8631 |
| Document Number | 200500002918 |
|---|---|
| Date | May 12, 2005 |
| Instrument | 200500002918 |
| Name | DYNAMIC FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2035 |
| Document Number | 200500002920 |
|---|---|
| Date | May 12, 2005 |
| Instrument | 200500002920 |
| Name | DYNAMIC FCU |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Jun 01, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Granville Township |
| Municipality | St. Henry Village |
| Unified School District | St. Henry Consolidated Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,863.00 | $143,120 (-) Land $24,470 Building $118,650 | |
| 2024 | $4,863.00 (+2.06%) | $143,120 (-) Land $24,470 Building $118,650 | |
| 2023 | $4,765.00 (+13.75%) | $143,120 (+27.77%) Land $24,470 Building $118,650 | $408,900 (+27.78%) Land $69,900 Building $339,000 |
| 2022 | $4,189.00 | $112,010 Land $14,880 Building $97,130 | |
| 2020 | $320,000 Land $42,500 Building $277,500 |
Source: FEMA National Flood Hazard Layer, Mercer County (39107C), updated May 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wabash Mutual Telephone Company | Fiber | 2,000 / 2,000 |
| New Knoxville Telephone Company/GoldStar Communications | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wabash Mutual Telephone Company | Fixed Wireless (unlicensed) | 100 / 25 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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