432 Cedar Bluff Trl, Madison, MS 39110 Property Records

Madison County property record for 432 Cedar Bluff Trl, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1975
Owner	2 Individual Names on Record
Tax Bill	$668 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072D-17D-146`

Property Details

APN / Parcel Number

Primary APN	`072D-17D-146`
Alternative APNs	`072D-17D-146/00.00` `12959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Adjusted Area
1st Floor Area	1,236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12959
Old Parcel Number	072D-17D-146/00.00
Street Address	432 CEDAR BLUFF TRL
City	MADISON
State	MS
Zip	39110-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 TRACELAND NORTH PART 3H
Legal Range	02E
Legal Township	07N
Legal Section	17
Legal Subdivision	TRACELAND NORTH PT 3 BL H
Legal Block	H
Legal Lot Number	18
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	30109

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 CEDAR BLUFF TRL, MADISON, MS 39110-8678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2001
Deed Sale	Apr 6, 2001
Deed Document Number	0000484375
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	432 CEDAR BLUFF TRL, MADISON, MS 39110-8678
Document Number	0000844410
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	432 CEDAR BLUFF TRL MADISON MS 391108678, MADISON, MS 39110-8678

Mortgage

Document Number	0000844410
Date	Aug 1, 2018
Book Page	003631/000078
Instrument	844410

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00 Homeowner's exemption	$8,314 (+0.5%)	$83,140 (+0.5%) Land $30,000 Building $53,140
2024	$668.00 (+0.6%)
2023	$664.00 Homeowner's exemption	$8,273	$82,730 Land $30,000 Building $52,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20