432 Castle Dr, Naples, FL 34119 Property Records

Collier County property record for 432 Castle Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,360 sqft · built 1977
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Aug 2017)
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`325600 4 104B10`

Property Details

APN / Parcel Number

Primary APN	`325600 4 104B10`
Alternative APNs	`366105600010703004104` `36610560001`

Interior

Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Masonry / Concrete Block
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	432 CASTLE DR
City	NAPLES
State	FL
Zip	34119-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 1 PART OF LOT 4 DESC AS FOLL, COMM SW CNR LOT 4, E 256.17FT, N 390FT TO POB, CONT N 90FT, E 135FT, S 90FT, W 135FT TO POB OR 1816 PG 887, 1828-2258
Legal Range	26
Legal Township	49
Legal Section	10
Legal Subdivision	GOLDEN GATE EST UNIT 1
Legal Tract	4
Legal Block	2
Legal Lot Number	4
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10416

Owner

432 Castle Dr is owned and occupied by an individual who bought it in August 2017.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	432 CASTLE DR, NAPLES, FL 34119-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Aug 3, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on File
Deed Sale	Aug 3, 2017 · Amount on File
Prior Sale	Aug 18, 2004 · Amount on File
Deed Document Number	20175436935
Deed Book / Page	5422 / 471
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	0054220471
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	432 CASTLE DR, NAPLES, FL 34119-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND MARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057703848
Date	Jun 4, 2020
Book Page	5770/3848
Instrument	5875586

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 3, 2017
Property Address	432 CASTLE DR, NAPLES, FL 34119-2902
Document Number	0054220471
Book / Page	5422 / 0471
Map Reference	MB4 PG73
Instrument Date	Jul 28, 2017
Instrument	5436935
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OMEGA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	572 5TH AVE, 572, MARCO ISLAND, FL 34145-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 CASTLE DR, NAPLES, FL 34119-2902

Mortgage

Document Number	0005436936
Date	Aug 3, 2017
Instrument	5436936

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 432 Castle Dr was $3,033, down 7.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,127 (+1%)	$312,870 (+20.7%) Land $227,813 Building $85,057
2025	$3,033.00 (-7.3%)	$259,206 Land $224,775 Building $34,431	$259,206 Land $224,775 Building $34,431
2024	$3,272.00 (+4.8%)
2023	$3,122.00 (+5.51%)	$245,964 (+1%)	$313,753 (+13.51%) Land $197,438 Building $116,315
2022	$2,959.00	$223,604	$276,399 Land $165,848 Building $110,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Castle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 319 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	319 in force
Nearby Flood Claims	32 (2013–2024)
Claims Outside the SFHA	12 of 32
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Castle Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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