432 Bison Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 432 Bison Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,401 sqft · built 2015
Lot Size	0.151 acres (6,569 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Jan 2021)
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0411500D06900000`

Property Details

APN / Parcel Number

Primary APN	`1G0411500D06900000`
Alternative APNs	`000000148161` `000000252071` `148161`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,401 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	2,080 sqft
2nd Floor Area	321 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,569 sqft (0.151 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	395 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	20 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 BISON LN
City	CIBOLO
State	TX
Zip	78108-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #5 BLOCK D LOT 69 0.1508 AC
Legal Subdivision	BUFFALO CROSSING #5
Legal Tract	69
Legal Block	D
Legal Lot Number	69
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2003
Census Tract	210718

Owner

Source: Guadalupe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 BISON LN, CIBOLO, TX 78108-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	202199000428
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 4, 2021
Property Address	432 BISON LN, CIBOLO, TX 78108-3823
Document Number	0000000428
Instrument Date	Jan 4, 2021
Instrument	428
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 BISON LN CIBOLO TX 781083823, CIBOLO, TX 78108-3823

Mortgage

Document Number	429
Date	Jan 4, 2021
Instrument	429

Lender

Name	HEB FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 3, 2028

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,960 (+7.68%) Land $57,917 Building $301,043	$358,960 (+7.68%) Land $57,917 Building $301,043
2025	$4,907.00 (-32.16%) Homeowner's exemption	$333,358 (-17.9%) Land $39,971 Building $293,387	$333,358 (-17.9%) Land $39,971 Building $293,387
2024	$7,233.00 (-7.8%)
2023	$7,845.00 (-6.27%)	$406,045 Land $53,788 Building $352,257	$406,045 Land $53,788 Building $352,257
2022	$8,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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