432 Apache Ln, Lowell, IN 46356 Property Records

Lake County property record for 432 Apache Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1959
Lot Size	0.233 acres (10,150 sqft)
Owner	Individual Name on File
Tax Bill	$1,744 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0157-0006`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0157-0006`
Alternative APNs	`45-19-22-426-013.000-038` `290401570006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,150 sqft (0.233 acres)
Lot Dimensions	145 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-29-04-0157-0006
Old Parcel Number	290401570006
Street Address	432 APACHE LN
City	LOWELL
State	IN
Zip	46356-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS L.6 EX. N'LY STRIP
Legal Subdivision	INDIAN HEIGHTS
Legal Lot Number	6
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3016
Census Tract	43401

Owner

432 Apache Ln is owned and occupied by an individual who acquired it in February 2026.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	432 APACHE LN, LOWELL, IN 46356-1604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage LAKE COUNTY COMMUNITY ECONOMIC DEVELOPME
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
May 23, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 19, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026
Deed Sale	Feb 2, 2026
Prior Sale	Sep 24, 2019
Deed Document Number	2026-504150
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 2, 2026
Property Address	432 APACHE LN, LOWELL, IN 46356-1604
Document Number	0000004150
Map Reference	MB 33 PG 4
Instrument Date	Jan 26, 2026
Instrument	2026-504150
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 APACHE LN, LOWELL, IN 46356-1604

Mortgage

Document Number	0000004151
Date	Feb 2, 2026
Instrument	2026-504151

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	432 APACHE LN, LOWELL, IN 46356-1604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079712
Date	Nov 19, 2019
Instrument	2019 079712

Lender

Name	LAKE COUNTY COMMUNITY ECONOMIC DEVELOPME
Type	Government Agency
Address	LOWELL, IN 46356

Agreement

Amount	Amount on Record

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 24, 2019
Property Address	432 APACHE LN, LOWELL, IN 46356-1604
Document Number	0000064992
Map Reference	MB 33 PG 4
Instrument Date	Aug 16, 2019
Instrument	2019 064992
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 APACHE LN, LOWELL, IN 46356-1604

Mortgage

Document Number	0000064993
Date	Sep 24, 2019
Instrument	2019 064993

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 23, 2018
Property Address	432 APACHE LN, LOWELL, IN 46356-1604
Document Number	0000032392
Map Reference	MB33 PG4
Instrument Date	May 17, 2018
Instrument	2018 032392
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 APACHE LN, LOWELL, IN 46356-1604

Mortgage

Document Number	0000032393
Date	May 23, 2018
Instrument	2018 032393

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Jan 19, 2018
Property Address	432 APACHE LN, LOWELL, IN 46356-1604
Document Number	0000004785
Instrument Date	Jan 5, 2018
Instrument	4785
Transaction Type	Foreclosure
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 N NICHOLS ST LOWELL IN 463562229, LOWELL, IN 46356-2229

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$194,400 (+6.35%) Land $31,200 Building $163,200	$194,400 (+6.35%) Land $31,200 Building $163,200
2024	$1,744.00	$182,800 (+5.18%) Land $31,200 Building $151,600	$182,800 (+5.18%) Land $31,200 Building $151,600
2023		$173,800 (+7.09%) Land $31,200 Building $142,600	$173,800 (+7.09%) Land $31,200 Building $142,600
2022	$1,565.00	$162,300 Land $31,200 Building $131,100	$162,300 Land $31,200 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432 Apache Ln in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 432 Apache Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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