Stanly County property record for 432 Anderson Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,231 sqft · built 2007 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,000 (Mar 2019) |
| Tax Bill | $3,246 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 655701494927 |
| Primary APN | 655701494927 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,231 sqft Finished Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 105 sqft |
| Deck Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1534091 |
|---|---|
| Street Address | 432 ANDERSON RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-8106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 432 ANDERSON RD LT 87 GRANDVIEW SUBD PH1 655701005 |
| Legal Subdivision | GRANDVIEW PH 1 |
| Legal Lot Number | 87 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 931002 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 432 ANDERSON RD, ALBEMARLE, NC 28001-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| May 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SHARONVIEW FCU |
| Mar 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on Record |
| Deed Sale | Mar 29, 2019 · Amount on Record |
| Prior Sale | Jun 11, 2014 · Amount on Record |
| Deed Document Number | 2019408295 |
| Deed Book / Page | 1666 / 1041 |
| Last Transfer Date | May 21, 2021 |
| Transfer Doc | 0000433403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 432 ANDERSON RD, ALBEMARLE, NC 28001-8106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000454524 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 1810/217 |
| Instrument | 454524 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 26, 2021 |
| Property Address | 432 ANDERSON RD, ALBEMARLE, NC 28001-8106 |
| Document Number | 0000433403 |
| Book / Page | 1743 / 732 |
| Map Reference | MB 18 PG 106 |
| Instrument Date | May 21, 2021 |
| Instrument | 433403 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 ANDERSON RD, ALBEMARLE, NC 28001-8106 |
| Document Number | 0000433404 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 433404 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Number | 0000433410 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 1743/787 |
| Instrument | 433410 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 29, 2019 |
| Property Address | 432 ANDERSON RD, ALBEMARLE, NC 28001-8106 |
| Document Number | 0000408295 |
| Book / Page | 001666 / 001041 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 408295 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $368.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 ANDERSON RD ALBEMARLE NC 280018106, ALBEMARLE, NC 28001-8106 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,246.00 (+19.73%) | $289,879 (+30.42%) Land $62,208 Building $227,671 | $289,879 (+30.42%) Land $62,208 Building $227,671 |
| 2023 | $2,711.00 | $222,258 Land $38,880 Building $183,378 | $222,258 Land $38,880 Building $183,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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