Lincoln County property record for 432 Addison Ln, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1992 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $253,100 (Oct 2014) |
| Tax Bill | $2,912 (2025) |
| Deeds & Mortgages | Nov 2010 Mortgage Apr 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-80-27-000-000-006.006 |
| Primary APN | 15-80-27-000-000-006.006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Basement Area | 1,624 sqft |
| Unfinished Basement | 1,624 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 432 ADDISON LN |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 ADDISON POINTE |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 27 |
| Legal Subdivision | ADDISON POINTE |
| Legal Lot Number | 6 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 810203 |
Source: Lincoln County records · APN 15-80-27-000-000-006.006
Assessment roll updated September 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2010 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BOND & MORTGAGE CO INC |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Sep 20, 2016 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Mar 31, 2026 | Intrafamily Transfer, Transfer ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO |
| Mar 31, 2026 | Beneficiary Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Oct 06, 2014 | Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2014 · Amount on Record |
| Deed Sale | Oct 06, 2014 · Amount on Record |
| Deed Document Number | 20147316 |
| Deed Book / Page | 2377 / 101 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02168/0663 |
|---|---|
| Date | Nov 05, 2010 |
| Book Page | 2168/0663 |
| Instrument | 20100009499 |
| Name | PARAMOUNT BOND & MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | MEYER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 002462/383 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 2462/383 |
| Instrument | 2021004892 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2026 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 02403/0058 |
|---|---|
| Date | Sep 20, 2016 |
| Book Page | 2403/0058 |
| Instrument | 2016008074 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 31, 2026 |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Document Number | 002519/890 |
| Book / Page | 2519 / 890 |
| Map Reference | MB 12 PG 46 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026002805 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 31, 2026 |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Document Number | 002519/903 |
| Book / Page | 2519 / 903 |
| Map Reference | MB 12 PG 46 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026002818 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2462/383 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 2462/383 |
| Instrument | 2021004892 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 06, 2014 |
| Property Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Document Number | 02377/0101 |
| Book / Page | 2377 / 0101 |
| Map Reference | MB 12 PG 46 |
| Instrument Date | Oct 03, 2014 |
| Instrument | 2014007316 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2026 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 ADDISON LN, TROY, MO 63379-4602 |
| Document Number | 2014007317 |
|---|---|
| Date | Oct 06, 2014 |
| Instrument | 2014007317 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2044 |
Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,912.00 (+8.74%) | $47,650 (+10.25%) Land $7,790 Building $39,860 | $250,790 (+10.25%) Land $41,000 Building $209,790 |
| 2023 | $2,678.00 (+4.49%) | $43,221 Land $6,365 Building $36,856 | $227,480 Land $33,500 Building $193,980 |
| 2022 | $2,563.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Brightspeed DSL | 100 / 10 |
May also be available: Spectrum, SysTec Wireless Communications, Verizon, Wisper ISP.
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY PWSD 2 serves 1,005 people |
|---|---|
| Water Source | Purchased groundwater from TROY PWS |
| Last State Inspection | May 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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