432 A St, Independence, OR 97351 Property Records

Polk County property record for 432 A St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,484 sqft · built 1972
Lot Size	0.24 acres (10,472 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08421-CD-06500`

Property Details

APN / Parcel Number

Primary APN	`08421-CD-06500`
Alternative APN	`201917`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,484 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,472 sqft (0.24 acres)
Garage Area	704 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	330 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	201917
Street Address	432 A ST
City	INDEPENDENCE
State	OR
Zip	97351-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	21
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3018
Census Tract	20305

Owner

Source: Polk County records · APN 08421-CD-06500

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	432 A ST, INDEPENDENCE, OR 97351-2051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	432 A ST, INDEPENDENCE, OR 97351-2051
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 A ST, INDEPENDENCE, OR 97351-2051

Mortgage

Document Number	0000016561
Date	Oct 20, 2021
Instrument	2021-016561

Lender

Name	UMPQUA BANK
Type	Bank
Address	INDEPENDENCE, OR 97351

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,150 (+3%) Land $41,130 Building $150,020	$378,370 (-4.41%) Land $160,000 Building $218,370
2025	$2,811.00 (+3.8%) Veteran's exemption	$185,590 (+3%) Land $39,930 Building $145,660	$395,810 (+3.86%) Land $160,400 Building $235,410
2024	$2,708.00 (-2.52%) Veteran's exemption	$180,190 (+3%) Land $38,770 Building $141,420	$381,110 (-2.12%) Land $148,000 Building $233,110
2023	$2,778.00 (+8.94%) Veteran's exemption	$174,950 (+3%) Land $37,640 Building $137,310	$389,380 (+10.07%) Land $149,300 Building $240,080
2022	$2,550.00 Veteran's exemption	$169,860 Land $36,540 Building $133,320	$353,750 Land $130,000 Building $223,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Monmouth Independence Network Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Networks Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications & Technologies Fixed Wireless	200 / 20

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.