432 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 432 7th Ave, Troy, NY 12182

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,016 sqft · built 1890
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on File
Tax Bill$4,473 (2026)
Deeds & MortgagesJan 2019 Sale & Mortgage
APN381700 80.72-12-16

Property Details

APN / Parcel Number

Primary APN381700 80.72-12-16
Alternative APN
  • 1609890

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,016 sqft Total Area
1st Floor Area1,008 sqft
2nd Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions120 ft deep x 25 ft wide
PorchSlab
Porch Area444 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1609890
Street Address432 7TH AVE
CityTROY
StateNY
Zip12182-3012
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSF
Legal Description2 STP FR HAE 265-3/SPT 467
Legal Block12
Legal Lot Number16.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group3
Census Block3008
Census Tract40200

Owner

432 7th Ave, a duplex, is owned by an individual.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12 BLAKELY CT, 2, TROY, NY 12180-5820
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJan 29, 2019
Property Address432 7TH AVE, TROY, NY 12182-3012
Document Number0000546338
Book / Page008744 / 000215
Instrument DateJan 18, 2019
Instrument546338
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyA AND G TITLE AND SETTLEMENT SERVICES, A & G TITLE & SETTLEMENT SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1214 HAMPTON PLACE BLVD TROY NY 121807758, TROY, NY 12180-7758

Mortgage

Document Number546339
DateJan 29, 2019
Book Page008744/000219
Instrument546339
Lender
NameSEFCU MTG SVCS
TypeMortgage Company
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 28, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,473.00 (+15.16%)
2025$3,884.00$85,000 (-) Land $8,800 Building $76,200$145,500 (+19.85%) Land $15,064 Building $130,436
2023$85,000 Land $8,800 Building $76,200$121,400 Land $12,568 Building $108,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 432 7th Ave; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 7th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Hudson Valley Wireless.

Nearby Properties on 7th Ave

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