432 3rd St, Kersey, CO 80644 Property Records

Weld County property record for 432 3rd St, Kersey, CO 80644

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 1972
Lot Size	0.359 acres (15,625 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Aug 2020)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9632-12-1-90-13`

Property Details

APN / Parcel Number

Primary APN	`9632-12-1-90-13`
Alternative APNs	`0963-21-2-19-013` `R4153186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	2,844 sqft
1st Floor Area	1,282 sqft
Basement Area	1,282 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	15,625 sqft (0.359 acres)
Lot Width	125 ft Width
Garage Type	Attached
Garage Area	280 sqft
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R4153186
Street Address	432 3RD ST
City	KERSEY
State	CO
Zip	80644-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KER 9394-A L15 THRU 19 BLK7
Legal Range	64W
Legal Township	5N
Legal Section	21
Legal Subdivision	KERSEY TOWN
Legal Block	7
Legal Lot Number	15
Jurisdiction	WELD CO
Township / Civil Division	KERSEY-GILL
Census Block Group	1
Census Block	1005
Census Tract	1600

Owner

432 3rd St is owned and occupied by two individuals who bought it in August 2020.

Source: Weld County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	432 3RD ST, KERSEY, CO 80644-5014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 11, 2019	Grant Deed, Transfer · Construction Mortgage JOHN P JACOBS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Document Number	20204616371
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0003271471
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	432 3RD ST, KERSEY, CO 80644-5014
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005063512
Date	Nov 4, 2025
Instrument	5063512

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	432 3RD ST, KERSEY, CO 80644-5014
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004938377
Date	Jan 4, 2024
Instrument	4938377

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Aug 5, 2020
Property Address	432 3RD ST, KERSEY, CO 80644-5014
Document Number	0004616371
Instrument Date	Jun 24, 2020
Instrument	4616371
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	432 3RD ST, KERSEY, CO 80644-5014

Mortgage

Document Number	0004616372
Date	Aug 5, 2020
Instrument	4616372

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Jul 11, 2019
Property Address	432 3RD ST, KERSEY, CO 80644-5014
Document Number	0004504925
Instrument Date	Jul 8, 2019
Instrument	4504925
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3305 70TH AVE GREELEY CO 806348985, GREELEY, CO 80634-8985
Investor	Possibly a Property Investor

Mortgage

Document Number	4504926
Date	Jul 11, 2019
Instrument	4504926

Lender

Name	JOHN P JACOBS
Address	1 EQUITY WAY, WESTLAKE, OH 44145-1050

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 10, 2020

Interest

Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 432 3rd St was $1,560, up 18.2% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Kersey Town
Unified School District	Platte Valley School District RE-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,010 (-2.08%) Land $5,740 Building $19,270	$408,696 (-) Land $93,750 Building $314,946
2025	$1,560.00 (+18.18%)	$25,540 Land $5,860 Building $19,680	$408,696 Land $93,750 Building $314,946
2024	$1,320.00 (+13.4%)
2023	$1,164.00	$26,260 Land $5,500 Building $20,760	$388,131 Land $81,250 Building $306,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 3rd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1997–2013)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Flooding 4/30/99, Apr 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KERSEY WD serves 2,101 people · EPA ID CO0162439
Water Source	Purchased surface water from CENTRAL WELD CNTY WD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures