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432 3rd St, Galt, CA 95632 Property Records

Sacramento County property record for 432 3rd St, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 840 sqft · built 1920
Lot Size0.133 acres (5,800 sqft)
Owner2 Individual Names on File
Last Sale$98,000 (May 2017)
Tax Bill$1,307 (2025)
Deeds & MortgagesMay 2019 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN150-0243-005-0000

Property Details

APN / Parcel Number

Primary APN150-0243-005-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,800 sqft (0.133 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address432 3RD ST
CityGALT
StateCA
Zip95632-1816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGALT, LOT 11, BLOCK:: 27
Legal SubdivisionGALT
Legal Block27
Legal Lot Number11
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group4
Census Block4018
Census Tract9502

Owner

Source: Sacramento County records · APN 150-0243-005-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address152 MCFARLAND ST, GALT, CA 95632-1553
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOWARD D E & J 1997 F/TR (PT)
May 17, 2017Grant Deed, Transfer · Conventional with PMI
HENKE LIVING TRUST (PT)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2017 · Amount on Record
Deed SaleMay 17, 2017 · Amount on Record
Deed Book / Page20170517 / 1050
Prior Transfer DateDec 10, 2008
Prior Transfer Doc0000000692
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address432 3RD ST, GALT, CA 95632-1816
Document Number1905160937
Instrument DateMay 13, 2019
Transaction TypeMortgage
Record UpdatedJun 03, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address152 MCFARLAND ST GALT CA 956321553, GALT, CA 95632-1553

Mortgage

Document Number1905160937
DateMay 16, 2019
Instrument1905160937
Lender
NameHOWARD D E & J 1997 F/TR (PT)
Address700 2ND ST # 18, GALT, CA 95632-2148
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMay 17, 2017
Property Address432 3RD ST, GALT, CA 95632-1816
Document Number0000001050
Book / Page170517 / 001050
Instrument DateApr 25, 2017
Transaction TypeTransfer
Record UpdatedMay 29, 2017
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$107.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address152 MCFARLAND ST GALT CA 956321553, GALT, CA 95632-1553

Mortgage

Document Number1051
DateMay 17, 2017
Book Page170517/001051
Lender
NameHENKE LIVING TRUST (PT)
Address121 6TH ST, GALT, CA 95632-1502
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$116,003 (+2%) Land $76,943 Building $39,060
2025$1,307.00 (+4.48%)$113,730 (+4.04%) Land $75,435 Building $38,295
2024$1,251.00 (+1.71%)
2023$1,230.00 (+4.24%)$109,315 Land $72,506 Building $36,809
2022$1,180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, California Internet, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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