432 2nd St NE, Arab, AL 35016 Property Records

Marshall County property record for 432 2nd St NE, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,776 sqft · built 1985
Lot Size	0.54 acres (23,532 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2022)
Tax Bill	$1,115 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-06-24-3-002-033.000`

Property Details

APN / Parcel Number

Primary APN	`13-06-24-3-002-033.000`
Alternative APNs	`136243002033000` `173196`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,532 sqft (0.54 acres)
Lot Dimensions	318 ft deep x 296 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	173196
Street Address	432 2ND ST NE
City	ARAB
State	AL
Zip	35016-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 3 BARNARD SUB PB 5 PG 78 1205/97
Legal Subdivision	BARNARD SUB
Legal Block	3
Legal Lot Number	4
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	2
Census Block	2047
Census Tract	30501

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	432 2ND ST NE, ARAB, AL 35016-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · VA Mortgage PROGRESS BANK & TRUST
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK & TRUST
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Mar 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	20223240150
Deed Book / Page	6719 / 164
Prior Transfer Date	Oct 7, 2013
Prior Transfer Doc	0003105736
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jan 19, 2022
Property Address	432 2ND ST NE, ARAB, AL 35016-1166
Document Number	0003240150
Book / Page	6719 / 164
Instrument Date	Jan 11, 2022
Instrument	3240150
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 2ND ST NE, ARAB, AL 35016-1166

Mortgage

Document Number	0003240151
Date	Jan 19, 2022
Instrument	3240151

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	432 2ND ST NE, ARAB, AL 35016-1166
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003225456
Date	Apr 22, 2021
Book Page	6551/317
Instrument	3225456

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	432 2ND ST NE, ARAB, AL 35016-1166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003200411
Date	Dec 31, 2019
Book Page	6273/315
Instrument	3200411

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	GUNTERSVILLE, AL 35976

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	432 2ND ST NE, ARAB, AL 35016-1166
Document Number	0003188561
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 2ND ST NE ARAB AL 350161166, ARAB, AL 35016-1166

Mortgage

Document Number	0003188561
Date	Apr 16, 2019
Book Page	006151/000251
Instrument	3188561

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2034

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Mar 1, 2019
Property Address	432 2ND ST NE, ARAB, AL 35016-1166
Document Number	0003186508
Book / Page	006131 / 000266
Instrument Date	Feb 5, 2019
Instrument	3186508
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 FULTON RD ARAB AL 350164103, ARAB, AL 35016-4103

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Arab City
County	Marshall County
Unified School District	Arab City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,115.00 (+7.42%) Homeowner's exemption
2025	$1,038.00 (+12.22%)	$26,960 (+11.59%)	$277,500 (+14.95%) Land $17,000 Building $260,500
2023	$925.00 (+3.35%)	$24,160 (+9.22%)	$241,400 (+118.26%) Land $17,700 Building $223,700
2021	$895.00	$22,120	$110,600 Land $12,400 Building $98,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARAB, WATER WORKS BOARD OF THE serves 39,795 people · EPA ID AL0000934
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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