Benton County property record for 432 2nd St, Big Sandy, TN 38221 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,120 sqft · built 2004 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jul 2022) |
| Tax Bill | $634 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003028A B 01000 |
| Primary APN | 003028A B 01000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 155 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 120 sqft |
| Patio Area | 190 sqft |
| Utility Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 432 2ND ST |
|---|---|
| City | BIG SANDY |
| State | TN |
| Zip | 38221-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08 BIG SANDY, COUNTY AREA: D01 |
| Jurisdiction | BENTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 963000 |
Source: Benton County records · APN 003028A B 01000
Assessment roll updated December 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jan 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Jul 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage CARROLL BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Jul 05, 2018 · Amount on Record |
| Deed Document Number | 2022110795 |
| Deed Book / Page | 381 / 63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000293/250 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 293/250 |
| Instrument | 92394 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 01, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON TN |
| Property Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000299/644 |
|---|---|
| Date | Jan 09, 2018 |
| Book Page | 299/644 |
| Instrument | 93891 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 01, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Jul 22, 2022 |
| Property Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Document Number | 0000381/63 |
| Book / Page | 381 / 63 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 110795 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Document Number | 0000110796 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 110796 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON TN |
| Recording Date | Jul 05, 2018 |
| Property Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Document Number | 0000306/94 |
| Book / Page | 306 / 94 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 95332 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 2ND ST, BIG SANDY, TN 38221-3517 |
| Document Number | 0000306/97 |
|---|---|
| Date | Jul 05, 2018 |
| Book Page | 306/97 |
| Instrument | 95333 |
| Name | CARROLL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2038 |
Source: Benton County records · Assessment roll updated December 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Benton County |
| Municipality | Big Sandy Town |
| Unified School District | Benton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $634.00 (+4.28%) | $27,350 (+67.53%) Land $2,300 Building $25,050 | $109,400 (+67.53%) Land $9,200 Building $100,200 |
| 2023 | $608.00 | $16,325 (-) Land $1,250 Building $15,075 | |
| 2022 | $608.00 | $16,325 Land $1,250 Building $15,075 | $65,300 (-) Land $5,000 Building $60,300 |
| 2020 | $65,300 Land $5,000 Building $60,300 |
Source: FEMA National Flood Hazard Layer, Benton County (47005C), updated July 3, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470059630003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 3 of 5 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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