St. Joseph County property record for 432 2nd Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 964 sqft · built 1950 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jun 2023) |
| Tax Bill | $767 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-206-00 |
| Primary APN | 051-445-206-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 964 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Basement Area | 804 sqft |
| Unfinished Basement | 804 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 432 2ND AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 56 BLK 65 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Block | 65 |
| Legal Lot Number | 56 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40400 |
432 2nd Ave is owned by an individual who bought it in June 2023.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 7TH ST, THREE RIVERS, MI 49093-1603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer NATIONS TITLE, NATIONS TITLE AGENCY |
| Jun 20, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on File |
| Deed Sale | Jun 20, 2023 · Amount on File |
| Prior Sale | Mar 11, 2014 · Amount on File |
| Deed Document Number | 20234527 |
| Prior Transfer Date | Aug 15, 2007 |
| Prior Transfer Doc | 1459/0142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 21, 2026 |
| Property Address | 432 2ND AVE, THREE RIVERS, MI 49093-1106 |
| Document Number | 0000005920 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20265920 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NATIONS TITLE, NATIONS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $15,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 19135 M 60, THREE RIVERS, MI 49093-9344 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 20, 2023 |
| Property Address | 432 2ND AVE, THREE RIVERS, MI 49093-1106 |
| Document Number | 2023004527 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023004527 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 332 2ND AVE, THREE RIVERS, MI 49093-1104 |
| Name | Verified Name |
|---|---|
| Address | 510 7TH ST, THREE RIVERS, MI 49093-1603 |
The 2025 property tax bill for 432 2nd Ave was $767.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,100 (+9.41%) | $44,200 (+9.41%) | |
| 2025 | $767.00 | $20,200 Land $4,000 Building $16,200 | $40,400 Land $8,000 Building $32,400 |
| 2023 | $28,000 Land $2,400 Building $25,600 | $56,000 Land $4,800 Building $51,200 | |
| 2022 | $1,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1989–2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 2nd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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