43196 Arolo Way, Indio, CA 92203 Property Records

Riverside County property record for 43196 Arolo Way, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,536 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Company Names on File
Last Sale	$386,000 (Oct 2016)
Tax Bill	$6,873 (2025)
Deeds & Mortgages	Dec 2022 Reverse Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`696-310-029`

Property Details

APN / Parcel Number

Primary APN	`696-310-029`
Alternative APN	`601860029`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,536 sqft Living Area
Gross Area	3,368 sqft
1st Floor Area	2,536 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	601860029
Street Address	43196 AROLO WAY
City	INDIO
State	CA
Zip	92203-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.17 ACRES M/L IN LOT 29 MB 439/096 32341-3
Legal Subdivision	32341-3
Legal Tract	32341-3
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1032
Census Tract	45228

Owner

43196 Arolo Way is owned by a company that acquired it in December 2022 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	43196 AROLO WAY, INDIO, CA 92203-2448
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Nov 19, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Feb 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2016 · Amount on File
Deed Sale	Oct 14, 2016 · Amount on File
Deed Document Number	2016452361
Last Transfer Date	Dec 10, 2022
Transfer Doc	0000504915
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 16, 2022
Property Address	43196 AROLO WAY, INDIO, CA 92203-2448
Document Number	0000504915
Map Reference	MB 439 PG 96-100
Instrument Date	Dec 10, 2022
Instrument	2022-0504915
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43196 AROLO WAY, INDIO, CA 92203-2448

Mortgage

Document Number	0000504916
Date	Dec 16, 2022
Instrument	2022-0504916

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	842 Months
Due	Feb 19, 2093

Interest

Rate Type	Adjustable Rate
Rate	6.28%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.2%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43196 AROLO WAY, INDIO, CA 92203-2448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43196 AROLO WAY, INDIO, CA 92203-2448

Mortgage

Document Number	0000426153
Date	Sep 10, 2020
Instrument	2020-0426153

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2050

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 19, 2020
Property Address	43196 AROLO WAY, INDIO, CA 92203-2448
Document Number	0000579043
Instrument Date	Sep 16, 2020
Instrument	579043
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43196 AROLO WAY INDIO CA 922032448, INDIO, CA 92203-2448

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 15, 2017
Property Address	43196 AROLO WAY, INDIO, CA 92203-2448
Document Number	0000066726
Instrument Date	Jan 31, 2017
Instrument	66726
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43196 AROLO WAY INDIO CA 922032448, INDIO, CA 92203-2448

Tax Assessment & Valuation

The 2025 property tax bill for 43196 Arolo Way was $6,873 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,518 (+2%) Land $91,298 Building $365,220
2025	$6,873.00 Homeowner's exemption	$447,567 Land $89,508 Building $358,059
2023	$6,517.00 (+1.96%) Homeowner's exemption	$430,189 Land $86,033 Building $344,156
2022	$6,392.00
2021			$477,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43196 Arolo Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–2007)
Most Recent Claim	Aug 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43196 Arolo Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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