4319 Shore Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4319 Shore Dr, Lorain, OH 44053

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,957 sqft · built 2007
Lot Size	0.2 acres (100 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (May 2026)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-021-723-003`

Property Details

APN / Parcel Number

Primary APN	`02-02-021-723-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,957 sqft Living Area
Gross Area	3,441 sqft
1st Floor Area	2,009 sqft
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	100 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	117 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4319 SHORE DR
City	LORAIN
State	OH
Zip	44053-1353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LA COTE DE LAC CONDO PH 3
Legal Subdivision	LA COTE DE LAC CONDO
Legal Block	723
Legal Lot Number	UNIT
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	22601

Owner

4319 Shore Dr, a condominium, is owned and occupied by two individuals who bought it in May 2026.

Source: Lorain County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4319 SHORE DR, LORAIN, OH 44053-1353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF SYCAMORE
May 18, 2026	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Mar 5, 2026	Sheriff's Deed, Foreclosure
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BK
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Mar 5, 2026 · Amount on File
Deed Document Number	202696103
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0000621485
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4319 SHORE DR, LORAIN, OH 44053-1353
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 N PORT LN, HURON, OH 44839-2340

Mortgage

Document Number	0000089425
Date	Mar 26, 2026
Instrument	2026-0089425

Lender

Name	THE FIRST NATIONAL BANK OF SYCAMORE
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 27, 2027

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	May 18, 2026
Property Address	4319 SHORE DR, LORAIN, OH 44053-1353
Document Number	0000096103
Instrument Date	May 13, 2026
Instrument	202696103
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4319 SHORE DR, LORAIN, OH 44053-1353

Mortgage

Document Number	0000096104,
Date	May 18, 2026
Instrument	202696104

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 5, 2026
Property Address	4319 SHORE DR, LORAIN, OH 44053-1353
Document Number	0000087220
Map Reference	DOC 20030973753
Instrument Date	Feb 4, 2026
Instrument	2026-0087220
Transaction Type	Foreclosure
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4319 SHORE DR, LORAIN, OH 44053-1353
Document Number	0000647255
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 SHORE DR LORAIN OH 440531353, LORAIN, OH 44053-1353

Mortgage

Document Number	0000647255
Date	Oct 10, 2017
Instrument	647255

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2032

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 8, 2017
Property Address	4319 SHORE DR, LORAIN, OH 44053-1353
Document Number	0000621485
Map Reference	VOL 91 PG 50
Instrument Date	Mar 3, 2017
Instrument	2017-0621485
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4319 SHORE DR, LORAIN, OH 44053-1353

Mortgage

Document Number	0000621486
Date	Mar 8, 2017
Instrument	2017-0621486

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4319 Shore Dr was $6,156 with a homeowner's exemption, down 7.2% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,156.00 (-7.25%) Homeowner's exemption	$160,990 (%) Land $42,000 Building $118,990	$459,980 (-) Land $120,000 Building $339,980
2024	$6,637.00 (-19.18%)	$160,993 (+5.96%) Land $42,000 Building $118,993	$459,980 (+5.96%) Land $120,000 Building $339,980
2023	$8,212.00 (+0.85%)	$151,932 (+%) Land $43,470 Building $108,462	$434,090 Land $124,200 Building $309,890
2022	$8,143.00	$151,930 Land $43,470 Building $108,460
2021			$434,090 Land $124,200 Building $309,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4319 Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1997)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4319 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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