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4319 SE Bayshore Ter, Stuart, FL 34997 Property Records

Martin County property record for 4319 SE Bayshore Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,302 sqft · built 1972
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Mar 2020)
Tax Bill$4,033 (2025)
Deeds & MortgagesJul 2021 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-38-41-001-000-0043.0-2-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-001-000-0043.0-2-0000
Alternative APNs
  • 48-38-41-001-000-00430-2
  • 38430

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,302 sqft Living Area
Gross Area1,554 sqft
1st Floor Area1,302 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1982
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,803 sqft (0.248 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area392 sqft
PorchOpen Porch
Porch Area140 sqft
Deck Area180 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38430
Street Address4319 SE BAYSHORE TER
CitySTUART
StateFL
Zip34997-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAY SHORE VILLAGE LOT 43 OR 342/293
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionBAY SHORE VILLAGE
Legal Block1
Legal Lot Number43
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1005
Census Tract1302

Owner

4319 SE Bayshore Ter is owned and occupied by an individual who bought it in March 2020.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address4319 SE BAYSHORE TER, STUART, FL 34997-6901
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 25, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Apr 18, 2018Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2020 · Amount on File
Deed SaleMar 25, 2020 · Amount on File
Prior SaleApr 18, 2018 · Amount on File
Deed Document Number20202807012
Deed Book / Page3119 / 2035
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4319 SE BAYSHORE TER, STUART, FL 34997-6901
Transaction TypeMortgage
Record UpdatedAug 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032412591
DateJul 19, 2021
Book Page3241/2591
Instrument2902733
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 25, 2020
Property Address4319 SE BAYSHORE TER, STUART, FL 34997-6901
Document Number0031192035
Book / Page003119 / 002035
Instrument DateMar 20, 2020
Instrument2807012
Transaction TypeTransfer
Record UpdatedJun 4, 2020
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6918 KINGSTON DR LAKE WORTH FL 334623933, LAKE WORTH, FL 33462-3933

Mortgage

Document Number31192037
DateMar 25, 2020
Book Page003119/002037
Instrument2807013
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 24, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 18, 2018
Property Address4319 SE BAYSHORE TER, STUART, FL 34997-6901
Document Number0029870625
Book / Page02987 / 0625
Map ReferenceMB4 PG74
Instrument DateApr 11, 2017
Instrument2689853
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4319 SE BAYSHORE TER, 4319, STUART, FL 34997-6901

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 WATERLOO GENEVA RD, WATERLOO, NY 13165-1241

Mortgage

Document Number0002689854
DateApr 18, 2018
Instrument2689854
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4319 SE Bayshore Ter was $4,033 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,033.00 (-0.47%) Additional exemption filed$268,654$366,900 Land $225,000 Building $141,900
2024$4,052.00 (+2.27%)
2023$3,962.00 (+3.8%) Additional exemption filed$253,479 (+3%)$358,800 (+5.36%) Land $225,000 Building $133,800
2022$3,817.00 Homeowner's exemption$246,097$340,560 Land $236,250 Building $104,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4319 SE Bayshore Ter in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4319 SE Bayshore Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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