Oneida County property record for 4319 Pine Lake Rd, Rhinelander, WI 54501
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Nov 2022) |
| Tax Bill | $1,787 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PL 476 4 |
| Primary APN | PL 476 4 |
|---|
| Lot Area | 49,223 sqft (1.13 acres) |
|---|
| Street Address | 4319 PINE LAKE RD |
|---|---|
| City | RHINELANDER |
| State | WI |
| Zip | 54501-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 839320/778986 PT SE SE 1.11CA/-SASEE LIO FOR NOTES ON DESC |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 20 |
| Legal Subdivision | SE4SE4S20T37NR9E |
| Jurisdiction | ONEIDA WI |
| Township / Civil Division | PINE LAKE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970603 |
4319 Pine Lake Rd is owned and occupied by two individuals who bought it in November 2022.
Source: Oneida County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4319 PINE LAKE RD, RHINELANDER, WI 54501-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU |
| Jan 9, 2018 | Administrator's Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK |
| Jan 9, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 2022839320 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA WI |
| Property Address | RHINELANDER, WI 54501 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000839321 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 839321 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jan 9, 2018 |
| Property Address | RHINELANDER, WI 54501 |
| Document Number | 0000778986 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 778986 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Number | 0000778987 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 778987 |
| Name | PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA WI |
| Recording Date | Jan 9, 2018 |
| Property Address | 4319 PINE LAKE RD, RHINELANDER, WI 54501-8970 |
| Document Number | 0000778985 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 778985 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2025 property tax bill for 4319 Pine Lake Rd was $1,787 with a homeowner's exemption.
Source: Oneida County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Oneida County |
| County Subdivision | Pine Lake Town |
| Unified School District | Rhinelander School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,787.00 | $94,400 Land $12,300 Building $82,100 | $154,372 Land $20,114 Building $134,258 |
| 2023 | $1,539.00 Homeowner's exemption | $94,400 Land $12,300 Building $82,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4319 Pine Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4319 Pine Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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