Harris County property record for 4319 Osby Dr, Houston, TX 77096
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,767 sqft · built 1957 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,453 (Jun 2022) |
| Tax Bill | $8,419 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 089-240-000-0013 |
| Primary APN | 089-240-000-0013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,767 sqft Living Area |
| 1st Floor Area | 2,767 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 9,000 sqft (0.207 acres) |
| View / Lot | Flood Plain |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 3,053 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0892400000013 |
|---|---|
| Street Address | 4319 OSBY DR |
| City | HOUSTON |
| State | TX |
| Zip | 77096-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 BLK 31 WILLOW MEADOWS SEC 10 & 11 |
| Legal Subdivision | WILLOW MEADOWS SEC 10 & 11 |
| Legal Block | 31 |
| Legal Lot Number | 13 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 420300 |
Source: Harris County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4319 OSBY DR, HOUSTON, TX 77096-4420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Jun 14, 2022 | Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 1, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2011 · Amount on Record |
| Deed Document Number | 2022308342 |
| Prior Transfer Date | Jun 23, 2011 |
| Prior Transfer Doc | 20110428442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 25, 2026 |
| Property Address | 4319 OSBY DR, HOUSTON, TX 77096-4420 |
| Document Number | 0000252031 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 2026252031 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 4319 OSBY DR, HOUSTON, TX 77096-4420 |
| Document Number | 0000252031, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 2026252031 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 14, 2022 |
| Property Address | 4319 OSBY DR, HOUSTON, TX 77096-4420 |
| Document Number | 0000308342 |
| Map Reference | VOL 54 PG 1 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022-308342 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | TEXAS AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4319 OSBY DR, HOUSTON, TX 77096-4420 |
| Document Number | 0000308343 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-308343 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4319 OSBY DR, HOUSTON, TX 77096-4420 |
| Document Number | 0000054378 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4319 OSBY DR HOUSTON TX 770964420, HOUSTON, TX 77096-4420 |
| Document Number | 0000054378 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 54378 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2047 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,419.00 (+8.39%) Homeowner's exemption | $602,088 (+10.2%) Land $269,700 Building $332,388 | $602,088 (+10.2%) Land $269,700 Building $332,388 |
| 2024 | $7,767.00 (-29.44%) | ||
| 2023 | $546,335 Land $225,504 Building $320,831 | $546,335 Land $225,504 Building $320,831 | |
| 2022 | $11,007.00 (+57.38%) | ||
| 2020 | $6,994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 155 (1979–2024) |
| Claims Outside the SFHA | 58 of 155 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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