4319 Locust Ave, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 4319 Locust Ave, Cortland, NY 13045

Property Summary

Property Type	Residential
Details	3 bd · 2 ba · 1,984 sqft · built 1890
Lot Size	13.4 acres (584,575 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Nov 2023)
Tax Bill	$1,136 (2026)
Deeds & Mortgages	Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`112289 76.20-01-06.100`

Property Details

APN / Parcel Number

Primary APN	`112289 76.20-01-06.100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,444 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	584,575 sqft (13.4 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4319 LOCUST AVE
City	CORTLAND
State	NY
Zip	13045-1426
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	6.100
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	1
Census Block	1000
Census Tract	971000

Owner

4319 Locust Ave, a residential property, is owned by an individual who bought it in November 2023.

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	403 SALT SPRINGS ST, FAYETTEVILLE, NY 13066-2244
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Deed Document Number	20236822
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Nov 2, 2023
Property Address	4319 LOCUST AVE, CORTLAND, NY 13045-1426
Document Number	0000006822
Instrument Date	Oct 26, 2023
Instrument	2023-06822
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 SALT SPRINGS ST, FAYETTEVILLE, NY 13066-2244

Tax Assessment & Valuation

The 2026 property tax bill for 4319 Locust Ave was $1,136, up 107.3% from the year before.

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,136.00 (+107.3%)
2025	$548.00	$25,000 Land $24,000 Building $1,000	$39,683 Land $38,096 Building $1,587
2023	$538.00 (-73.79%)	$25,000 (-74.92%) Land $24,000 Building $1,000	$35,714 (-71.34%) Land $34,285 Building $1,429
2022	$2,053.00	$99,700 Land $37,500 Building $62,200	$124,625 Land $46,875 Building $77,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4319 Locust Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1981–2013)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4319 Locust Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20