4319 Duncombe Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 4319 Duncombe Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,749 sqft · built 1995
Lot Size0.27 acres (11,763 sqft)
Owner2 Individual Names on File
Last Sale$595,000 (Jul 2023)
Tax Bill$5,956 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088067-5490

Property Details

APN / Parcel Number

Primary APN088067-5490
Alternative APN
  • U18302137P000009000190

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,749 sqft Living Area
Gross Area3,806 sqft
1st Floor Area2,749 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,763 sqft (0.27 acres)
Lot Dimensions128 ft deep x 86 ft wide
Garage TypeAttached
Garage Area656 sqft
Parking Spaces2 Parking Spaces
Pool Area364 sqft
PorchOpen Porch
Porch Area401 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880675490
Street Address4319 DUNCOMBE DR
CityVALRICO
StateFL
Zip33596-7285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE SECTION AA GG UNIT 3 PHASE 1 LOT 19 BLOCK 9
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION AA GG UNIT 3 PHASE
Legal Phase1
Legal Tract37P
Legal Block9
Legal Lot Number19
Legal Unit3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3010
Census Tract13414

Owner

4319 Duncombe Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4319 DUNCOMBE DR, VALRICO, FL 33596-7285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2023 · Amount on File
Deed SaleJul 26, 2023 · Amount on File
Prior SaleJun 14, 2002 · Amount on File
Deed Document Number2023325244
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJul 26, 2023
Property Address4319 DUNCOMBE DR, VALRICO, FL 33596-7285
Document Number0000325244
Map ReferenceMB 75 PG 30
Instrument DateJul 25, 2023
Instrument2023325244
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyALL AMERICAN TITLE INSURANCE AGENCY INC, ALL AMER TTL INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14746 VIA ESTRELLA PLACE APT 104, 104, TAMPA, FL 33626-1638

Transferred To (Grantee/Buyer)

NameVerified Name
Address4319 DUNCOMBE DR, VALRICO, FL 33596-7285

Mortgage

Document Number0000325245
DateJul 26, 2023
Instrument2023325245
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4319 Duncombe Dr was $5,956 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,795 (+2.7%)$458,893 (-1.35%) Land $119,877 Building $339,016
2025$5,956.00 Homeowner's exemption$317,230$465,150 Land $119,877 Building $345,273
2023$3,917.00 (+5.27%) Homeowner's exemption$220,195 (+3%)$436,577 (+4.13%) Land $108,979 Building $327,598
2022$3,721.00 Homeowner's exemption$213,782$419,281 Land $87,183 Building $332,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4319 Duncombe Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims4 (2011–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4319 Duncombe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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