Kenton County property record for 4319 Decoursey Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,888 sqft · built 2003 |
| Lot Size | 0.519 acres (22,620 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,000 (Sep 2009) |
| Tax Bill | $1,686 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-41-04-060.00 |
| Primary APN | 056-41-04-060.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 22,620 sqft (0.519 acres) |
| Lot Dimensions | 333 ft deep x 57.9 ft wide |
| Garage Type | Basement |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4319 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAYLOR PT LOTS 384-385-386 57.89X333.4 IRREG WS DECOURSEY |
| Legal Subdivision | TAYLOR HEIRS PLAT E |
| Legal Phase | 6 |
| Legal Lot Number | 384,38 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4319 DECOURSEY AVE, COVINGTON, KY 41015-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Intrafamily Transfer, Transfer |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2009 · Amount on Record |
| Deed Sale | Sep 29, 2009 · Amount on Record |
| Deed Document Number | 200909 29 059 00201 |
| Deed Book / Page | 4131 / 278 |
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0005900214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 27, 2023 |
| Property Address | 4319 DECOURSEY AVE, COVINGTON, KY 41015-1853 |
| Document Number | 0005900214 |
| Book / Page | KC 219 / 487 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 23032705900214 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4319 DECOURSEY AVE, COVINGTON, KY 41015-1853 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4319 DECOURSEY AVE, COVINGTON, KY 41015-1853 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4319 DECOURSEY AVE, COVINGTON, KY 41015-1853 |
| Document Number | 0000000161 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4319 DECOURSEY AVE COVINGTON KY 410151853, COVINGTON, KY 41015-1853 |
| Document Number | 0000000161 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 0C6721/000252 |
| Instrument | 161 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 4, 2034 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $176,400 (-) Land $15,000 Building $161,400 | $176,400 (-) Land $15,000 Building $161,400 | |
| 2025 | $1,686.00 (-2.6%) Homeowner's exemption | $176,400 (-) Land $10,000 Building $166,400 | $176,400 (-) Land $10,000 Building $166,400 |
| 2023 | $1,731.00 Homeowner's exemption | $176,400 Land $10,000 Building $166,400 | $176,400 Land $10,000 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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